Income protection is the cover most people should have and fewest people do. If illness or injury prevents you from working, it replaces a significant portion of your income — paid monthly, for months or years if necessary, up to retirement age. It is not linked to a specific illness. If you cannot work, it pays. PPFS provides independent income protection advice, comparing terms and definitions across all major providers to ensure the cover you take out will actually perform when you need it — because not all policies are equal, and a poor policy is worse than no policy.
“How long could you sustain your lifestyle if your salary stopped tomorrow?”