When you leave an employer, your accumulated pension entitlements do not disappear — but they need to be managed. A Personal Retirement Bond transfers your entitlements into a policy held in your own name, fully independent of your former employer’s scheme. It gives you control over fund choice and investment strategy without leaving your pension at the mercy of decisions made by a scheme you are no longer part of. PPFS advises on when a PRB is the right choice, which provider offers the most competitive terms, and how it fits with any other pension savings you hold.
“Do you have pension entitlements sitting in a former employer’s scheme that you have not looked at in years?”
