Phased Retirement & De-Risking Strategies

As retirement approaches, the priority for your pension fund shifts from growth to protection. A market correction in the final few years before you retire can be devastating if your fund is still invested for maximum growth. A glidepath or de-risking strategy gradually moves your fund from higher-risk growth assets into more stable investments as your retirement date approaches — protecting what you have built without surrendering future growth unnecessarily. PPFS reviews the investment strategies of clients approaching retirement and ensures their fund is positioned appropriately for where they are in their journey.

“Is your pension still invested as if retirement were twenty years away — when it may actually be just around the corner?​”