If you have a mortgage, mortgage protection is not optional — it is typically a legal requirement from your lender. It ensures your home loan is fully repaid if you die during the mortgage term, giving your family the security of their home without the burden of repayment. What many homeowners do not realise is that the policy their bank arranged for them at the time of purchase may not be the best available. PPFS searches the whole market to find you the right cover at a more competitive price — and switching is often simpler than you might expect.
“When did you last check if you’re overpaying for your mortgage protection?”