An emergency fund is not exciting. It will not grow your wealth or reduce your tax bill. But it is arguably the single most important financial structure you can have — because without it, every unexpected event becomes a financial crisis. The rule of thumb is three to six months of living expenses, held in an instantly accessible account. PPFS will help you calculate exactly what that means for your life and set it up properly so it earns as much as possible while remaining fully accessible.
“ If your income stopped this Friday, how long could you manage without borrowing?”
