Before any investment decision is made, your emergency fund needs to be in place — three to six months of living expenses, accessible immediately and without penalty. Beyond the emergency fund, there is still a role for deposit-based savings in any financial plan. PPFS can help you identify the best accessible deposit rates available in Ireland, ensuring that your liquid savings are earning as much as possible while remaining fully usable.
“Is your emergency fund sitting in a current account earning nothing ?”
