Revenue allows any individual to give up to €3,000 per year to any other person completely free of Capital Acquisitions Tax. This small gift exemption is one of the most effective and consistently underused wealth transfer tools available to Irish families. By setting up regular savings policies specifically designed to channel these annual gifts to children or grandchildren, it is possible to build a meaningful, tax-free fund over time — entirely legally, and without touching the main CAT thresholds. PPFS will show you how this works in practice and whether it is appropriate for your circumstances.
“Are you using the €3,000 annual gift exemption to build tax-free wealth for the next generation?”
