Unlike term assurance, whole-of-life cover does not expire. It guarantees a payout whenever you die, regardless of age, making it a powerful tool for estate planning — particularly for families seeking to fund a future inheritance tax liability without requiring beneficiaries to sell property or other assets. PPFS works with clients and their solicitors to integrate whole-of-life policies into a broader estate plan that protects the wealth you have built across a lifetime.
“When your estate passes to your family, who will pay the inheritance tax — and where will that money come from?”
