{"id":1218,"date":"2026-06-04T21:09:05","date_gmt":"2026-06-04T21:09:05","guid":{"rendered":"https:\/\/cwsdemowebsites.com\/ppfs\/?page_id=1218"},"modified":"2026-06-04T22:57:33","modified_gmt":"2026-06-04T22:57:33","slug":"small-gift-allowance-savings-policies","status":"publish","type":"page","link":"https:\/\/cwsdemowebsites.com\/ppfs\/small-gift-allowance-savings-policies\/","title":{"rendered":"Small Gift Allowance Savings Policies"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1218\" class=\"elementor elementor-1218\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4119749 elementor-section-full_width hero-inner-top elementor-section-height-default elementor-section-height-default\" data-id=\"4119749\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d044df5 hero-col per-col\" data-id=\"d044df5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ffca6b btn-primary btn-business elementor-widget elementor-widget-button\" data-id=\"6ffca6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/personal\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Personal<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-aae0a1a hero-col per-col\" data-id=\"aae0a1a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe8cb18 btn-primary btn-business-2 elementor-widget elementor-widget-button\" data-id=\"fe8cb18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/business\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Business<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-492887f hero-inner elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"492887f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-527ac28\" data-id=\"527ac28\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3819195 elementor-widget elementor-widget-heading\" data-id=\"3819195\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Small Gift Allowance Savings Policies\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-58dad98 about-sec get-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"58dad98\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c103bab\" data-id=\"c103bab\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-205ecb8 elementor-widget elementor-widget-text-editor\" data-id=\"205ecb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Revenue allows any individual to give up to \u20ac3,000 per year to any other person completely free of Capital Acquisitions Tax. This small gift exemption is one of the most effective and consistently underused wealth transfer tools available to Irish families. By setting up regular savings policies specifically designed to channel these annual gifts to children or grandchildren, it is possible to build a meaningful, tax-free fund over time \u2014 entirely legally, and without touching the main CAT thresholds. PPFS will show you how this works in practice and whether it is appropriate for your circumstances.\u200b<\/p><p><em>\u201cAre you using the \u20ac3,000 annual gift exemption to build tax-free wealth for the next generation?\u201d<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec8f74e btn-primary elementor-widget elementor-widget-button\" data-id=\"ec8f74e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Start Passing Wealth Tax-Free \u2014 Find Out How.<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9785f04 button-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9785f04\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7718416\" data-id=\"7718416\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e5a95dd elementor-widget elementor-widget-button\" data-id=\"e5a95dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/investment-property\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u2190  Previous service<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-6a4107f\" data-id=\"6a4107f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab06a84 btn-primary elementor-widget elementor-widget-button\" data-id=\"ab06a84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/personal\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">All services<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-d7a3cf2\" data-id=\"d7a3cf2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e0496f1 elementor-align-right elementor-widget elementor-widget-button\" data-id=\"e0496f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/the-state-pension-know-what-youre-entitled-to\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Next service  \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Personal Business Small Gift Allowance Savings Policies Revenue allows any individual to give up to \u20ac3,000 per year to any other person completely free of Capital Acquisitions Tax. This small gift exemption is one of the most effective and consistently underused wealth transfer tools available to Irish families. By setting up regular savings policies specifically [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1218","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/cwsdemowebsites.com\/ppfs\/wp-json\/wp\/v2\/pages\/1218","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cwsdemowebsites.com\/ppfs\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cwsdemowebsites.com\/ppfs\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cwsdemowebsites.com\/ppfs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cwsdemowebsites.com\/ppfs\/wp-json\/wp\/v2\/comments?post=1218"}],"version-history":[{"count":7,"href":"https:\/\/cwsdemowebsites.com\/ppfs\/wp-json\/wp\/v2\/pages\/1218\/revisions"}],"predecessor-version":[{"id":1437,"href":"https:\/\/cwsdemowebsites.com\/ppfs\/wp-json\/wp\/v2\/pages\/1218\/revisions\/1437"}],"wp:attachment":[{"href":"https:\/\/cwsdemowebsites.com\/ppfs\/wp-json\/wp\/v2\/media?parent=1218"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}