{"id":304,"date":"2026-05-20T23:00:06","date_gmt":"2026-05-20T23:00:06","guid":{"rendered":"https:\/\/cwsdemowebsites.com\/ppfs\/?page_id=304"},"modified":"2026-08-28T22:40:56","modified_gmt":"2026-08-28T22:40:56","slug":"personal","status":"publish","type":"page","link":"https:\/\/cwsdemowebsites.com\/ppfs\/personal\/","title":{"rendered":"Personal"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"304\" class=\"elementor elementor-304\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bdad8b9 elementor-section-full_width hero-inner-top hero-inner-top-2 elementor-section-height-default elementor-section-height-default\" data-id=\"bdad8b9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c364ed8 hero-col per-col\" data-id=\"c364ed8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f67d312 btn-primary btn-business elementor-widget elementor-widget-button\" data-id=\"f67d312\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/personal\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Personal<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dc11815 hero-inner hero-inner-2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dc11815\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-435fba3\" data-id=\"435fba3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6deda2 elementor-widget elementor-widget-heading\" data-id=\"d6deda2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Your Full Financial Picture,<br> In The Order It Should Be Built<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19ad083 elementor-widget elementor-widget-text-editor\" data-id=\"19ad083\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Financial planning for every stage of life, from protection and pensions to retirement,<br> investment and estate planning, walked in the order experience teaches it must be walked.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a801577 btn-primary elementor-widget elementor-widget-button\" data-id=\"a801577\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Begin the conversation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7a926cc about-sec bus-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a926cc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-409a616\" data-id=\"409a616\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fb145d elementor-widget elementor-widget-text-editor\" data-id=\"5fb145d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A financial plan is not a collection of products. It is a sequence of decisions, made in the correct order.<\/span><\/p><p><span style=\"font-weight: 400;\">Across decades of advising Irish families, we have observed that the most consequential financial errors are almost never errors of analysis. They are errors of sequence. A pension built before adequate income protection. An investment portfolio constructed before debt is brought under discipline. A legacy plan drafted before retirement income has been resolved.<\/span><\/p><p><span style=\"font-weight: 400;\">We frame the right order as a hierarchy: seven tiers, each resting upon the one below, each earning the right to the one above. Three stacks group them \u2014 a foundation that secures the base, a growth stack that builds and then draws upon wealth over time, and a final tier concerned with passing on what has been built.<\/span><\/p><p><span style=\"font-weight: 400;\">The hierarchy is not what we recommend to our clients. It is the framework within which every recommendation is made.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a4da46e tier-col\" data-id=\"a4da46e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71e48d3 elementor-widget elementor-widget-heading\" data-id=\"71e48d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">The seven tiers, at a glance<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41af478 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"41af478\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-41f406d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"41f406d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-275d451\" data-id=\"275d451\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47f695a elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"47f695a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><em>07<\/em> Tier 7  \u00b7  Legacy &amp; Succession<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a489cbb\" data-id=\"a489cbb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-351d57a elementor-widget elementor-widget-text-editor\" data-id=\"351d57a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u2014 <span style=\"font-weight: 400;\">Passing on what has been built.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a8a5874 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a8a5874\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8b8bb72\" data-id=\"8b8bb72\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-029b45a elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"029b45a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><em>06<\/em> Tier 6 \u00b7 Owner Wealth Extraction &amp; Phased Retirement<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ebf0a87\" data-id=\"ebf0a87\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b76e89 elementor-widget elementor-widget-text-editor\" data-id=\"1b76e89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u2014 <span style=\"font-weight: 400;\">Drawing down and managing capital.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-657bac8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"657bac8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ffd0124\" data-id=\"ffd0124\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5797784 elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5797784\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><em>05<\/em> Tier 5  \u00b7  Long-Term Provision<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-749c651\" data-id=\"749c651\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fffb49e elementor-widget elementor-widget-text-editor\" data-id=\"fffb49e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"glance-row\"><span style=\"font-weight: 400;\">\u2014 <\/span><span style=\"font-weight: 400;\">The engine of a working life.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-015a622 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"015a622\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0bcd015\" data-id=\"0bcd015\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-203088f elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"203088f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><em>04<\/em> Tier 4  \u00b7  Short-Term Provision<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a6d47c6\" data-id=\"a6d47c6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c80e2d elementor-widget elementor-widget-text-editor\" data-id=\"0c80e2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"glance-row\"><span style=\"font-weight: 400;\">\u2014 <\/span><span style=\"font-weight: 400;\">Capital assembled for the goals you can see.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3e1f904 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3e1f904\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9d2cf94\" data-id=\"9d2cf94\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47549fa elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"47549fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><em>03<\/em> Tier 3  \u00b7  Debt<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9439a8e\" data-id=\"9439a8e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a5c5a55 elementor-widget elementor-widget-text-editor\" data-id=\"a5c5a55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"glance-row\"><span style=\"font-weight: 400;\">\u2014 Clearing the path before the journey begins.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e890561 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e890561\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e8ebc4d\" data-id=\"e8ebc4d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-09d1b25 elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"09d1b25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><em>02<\/em> Tier 2  \u00b7  Protection<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b41e4ec\" data-id=\"b41e4ec\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16e6a4c elementor-widget elementor-widget-text-editor\" data-id=\"16e6a4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"glance-row\"><span style=\"font-weight: 400;\">\u2014 The promise the plan will survive the unexpected.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cb0c94d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cb0c94d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5865117\" data-id=\"5865117\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-313d79e elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"313d79e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><em>01<\/em> Tier 1  \u00b7  Liquidity &amp; Reserves<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1ab6854\" data-id=\"1ab6854\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fabf6bf elementor-widget elementor-widget-text-editor\" data-id=\"fabf6bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u2014 The ground beneath the plan.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f7b31c9 about-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f7b31c9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b560565\" data-id=\"b560565\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ede3e5c elementor-widget elementor-widget-text-editor\" data-id=\"ede3e5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A plan is sound to the extent that the tiers beneath any given recommendation have been addressed before it is made.<\/span><\/p><p><b>ALONGSIDE EVERY TIER<\/b><\/p><p><span style=\"font-weight: 400;\">Three parts of our service do not belong to any single tier, because they run through all of them.<\/span><\/p><table><tbody><tr><td colspan=\"2\"><p>Standalone Financial Planning Consultation<\/p><\/td><td><p><span style=\"font-weight: 400;\">A single session to work through a specific question, without any obligation to proceed further.<\/span><\/p><\/td><\/tr><tr><td colspan=\"2\"><p>Claims Assistance<\/p><\/td><td><p><span style=\"font-weight: 400;\">Practical support at the moment a claim is made, when the plan is called upon and the family has other things to think about.<\/span><\/p><\/td><\/tr><tr><td colspan=\"2\"><p>Vulnerable &amp; Later-Life Customer Support<\/p><\/td><td><p><span style=\"font-weight: 400;\">Circumstances change, sometimes temporarily. Where a client needs additional support to engage with us, we provide it, and we record what is needed so it does not have to be explained twice.<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7832d9b tab-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7832d9b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-59734c0\" data-id=\"59734c0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-375fbde elementor-tabs-view-vertical elementor-widget elementor-widget-tabs\" data-id=\"375fbde\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5801\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-5801\" aria-expanded=\"false\"><b>1<\/b> Liquidity & Reserves<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5802\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5802\" aria-expanded=\"false\"><b>2<\/b> Protection<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5803\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5803\" aria-expanded=\"false\"><b>3<\/b> Debt<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5804\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5804\" aria-expanded=\"false\"><b>4<\/b> Short-Term Provision<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5805\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5805\" aria-expanded=\"false\"><b>5<\/b> Long-Term Provision<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5806\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5806\" aria-expanded=\"false\"><b>6<\/b> Retirement, Investment & Wealth Diversification<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-5807\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5807\" aria-expanded=\"false\"><b>7<\/b> Legacy & Succession<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-5801\" aria-expanded=\"false\"><b>1<\/b> Liquidity & Reserves<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5801\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5801\" tabindex=\"0\" hidden=\"false\"><style id=\"elementor-post-1617\">.elementor-1617 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.elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-size:var( --e-global-typography-accent-font-size );font-weight:var( --e-global-typography-accent-font-weight );line-height:var( --e-global-typography-accent-line-height );}.elementor-1617 .elementor-element.elementor-element-cab81b4{padding:0px 10px 0px 0px;}.elementor-1617 .elementor-element.elementor-element-cab81b4 .elementor-button-content-wrapper{flex-direction:row;}.elementor-1617 .elementor-element.elementor-element-cab81b4 .elementor-button .elementor-button-content-wrapper{gap:5px;}.elementor-1617 .elementor-element.elementor-element-f967fe7 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-1617 .elementor-element.elementor-element-f967fe7 .elementor-button .elementor-button-content-wrapper{gap:5px;}@media(min-width:768px){.elementor-1617 .elementor-element.elementor-element-7ba2cc3{width:5%;}.elementor-1617 .elementor-element.elementor-element-fe8f579{width:95%;}.elementor-1617 .elementor-element.elementor-element-ee4ee19{width:5%;}.elementor-1617 .elementor-element.elementor-element-3feee3a{width:95%;}.elementor-1617 .elementor-element.elementor-element-c9b77ab{width:5%;}.elementor-1617 .elementor-element.elementor-element-54fa395{width:95%;}}@media(max-width:1024px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}@media(max-width:767px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-1617 .elementor-element.elementor-element-e5b23a5{padding:0px 0px 0px 0px;}.elementor-1617 .elementor-element.elementor-element-7ba2cc3 > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-1617 .elementor-element.elementor-element-56fbdf7{padding:0px 0px 0px 0px;}.elementor-1617 .elementor-element.elementor-element-ee4ee19 > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-1617 .elementor-element.elementor-element-d9e20b1{padding:0px 0px 0px 0px;}.elementor-1617 .elementor-element.elementor-element-c9b77ab > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1617\" class=\"elementor elementor-1617\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-18c0aea elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"18c0aea\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ce4ba58 tab-col\" data-id=\"ce4ba58\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-069816e elementor-widget elementor-widget-text-editor\" data-id=\"069816e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>Tier 1 \u00b7 Personal<\/b><\/p><h2>Liquidity &amp; Reserves<\/h2><p class=\"panel-head\"><em><strong>Foundation Stack<\/strong> \u00b7 The ground beneath the plan.<\/em><\/p><p><span style=\"font-weight: 400;\">Before any policy is purchased, any pension established, or any investment selected, a household must understand the geometry of its own income and expenditure. Liquidity is not a product. It is the cash architecture \u2014 mapped through honest budgeting and cashflow planning \u2014 that determines whether every other tier above it can function as intended.<\/span><\/p><p><span style=\"font-weight: 400;\">A practical working reserve, held in instant-access deposit, is the precondition of every higher tier. Its purpose is not investment return. Its purpose is that the plan above it does not have to be dismantled when the unexpected arrives.<\/span><\/p><p><span style=\"font-weight: 400;\">We understand that this conversation is often regarded as the least sophisticated stage of a financial review. It is, in our experience, the one on which the most disciplined wealth is built.<br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a87f6d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6a87f6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bf1f18 elementor-widget elementor-widget-text-editor\" data-id=\"4bf1f18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>WHAT SITS AT THIS TIER<\/b><\/p><table><tbody><tr><td><p>Budget &amp; Cashflow Planning<\/p><\/td><td><p><span style=\"font-weight: 400;\">A structured map of household income against expenditure. Establishes what the plan above it can safely be asked to carry.<\/span><\/p><\/td><\/tr><tr><td><p>Emergency Fund<\/p><\/td><td><p><span style=\"font-weight: 400;\">A working reserve of several months\u2019 expenditure held on instant access, so the long-term plan need not be disturbed when the unexpected arrives.<\/span><\/p><\/td><\/tr><tr><td><p>Instant Access &amp; Demand Deposit Accounts<\/p><\/td><td><p><span style=\"font-weight: 400;\">Bank accounts holding cash on instant-access terms, protected under the Deposit Guarantee Scheme up to the applicable limit per institution.<\/span><\/p><\/td><\/tr><tr><td><p>Debt Management<\/p><\/td><td><p><span style=\"font-weight: 400;\">Keeping routine borrowings serviced and visible within the household cashflow, before the structural work of Tier Three begins.<\/span><\/p><\/td><\/tr><tr><td><p>Redundancy &amp; Severance Planning<\/p><\/td><td><p><span style=\"font-weight: 400;\">Working through what a termination payment means for immediate cashflow, and what the pension and tax elements require. Connects to Tier Five.<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63412c7 cash-em elementor-widget elementor-widget-text-editor\" data-id=\"63412c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><em>\u201cCash flow is rarely what clients come to us to discuss. It is, without exception, where we begin.\u201d<\/em><\/p><p>\u2014 Paddy Keenan MSc QFA, Principal &amp; Senior Financial Consultant<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2726670 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2726670\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2917b4c elementor-widget elementor-widget-text-editor\" data-id=\"2917b4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>QUESTIONS WORTH SITTING WITH<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4aec393 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4aec393\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e5b23a5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e5b23a5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7ba2cc3\" data-id=\"7ba2cc3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5cb03df elementor-widget elementor-widget-heading\" data-id=\"5cb03df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">01<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fe8f579\" data-id=\"fe8f579\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a0e8329 elementor-widget elementor-widget-text-editor\" data-id=\"a0e8329\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Could your household meet six months of fixed expenditure without disturbing any long-term plan?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-56fbdf7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"56fbdf7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ee4ee19\" data-id=\"ee4ee19\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe46f0e elementor-widget elementor-widget-heading\" data-id=\"fe46f0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">02<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3feee3a\" data-id=\"3feee3a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d03640d elementor-widget elementor-widget-text-editor\" data-id=\"d03640d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If your primary income were interrupted tomorrow, what would change first?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d9e20b1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d9e20b1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c9b77ab\" data-id=\"c9b77ab\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f8d9f8 elementor-widget elementor-widget-heading\" data-id=\"7f8d9f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">03<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-54fa395\" data-id=\"54fa395\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9818c7c elementor-widget elementor-widget-text-editor\" data-id=\"9818c7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Where is your working reserve held, and when was it last reviewed?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f0b1e9 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7f0b1e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2cf5445 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2cf5445\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6a7efa1\" data-id=\"6a7efa1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e979f0e elementor-widget elementor-widget-text-editor\" data-id=\"e979f0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"stack\">Tier 1 of 7<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-43c578d\" data-id=\"43c578d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cab81b4 btn-primary elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"cab81b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Previous tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f967fe7 btn-primary elementor-widget elementor-widget-button\" data-id=\"f967fe7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Next tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5802\" aria-expanded=\"false\"><b>2<\/b> Protection<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5802\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5802\" tabindex=\"0\" hidden=\"hidden\"><style id=\"elementor-post-1620\">.elementor-1620 .elementor-element.elementor-element-164bb40{padding:0px 0px 0px 0px;}.elementor-1620 .elementor-element.elementor-element-d4eb22a > .elementor-element-populated{border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-primary );padding:20px 20px 20px 20px;}.elementor-1620 .elementor-element.elementor-element-d4eb22a > .elementor-element-populated, .elementor-1620 .elementor-element.elementor-element-d4eb22a > .elementor-element-populated > .elementor-background-overlay, .elementor-1620 .elementor-element.elementor-element-d4eb22a > .elementor-background-slideshow{border-radius:10px 10px 10px 10px;}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-divider{--divider-color:var( --e-global-color-secondary );}.elementor-widget-divider .elementor-divider__text{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-divider.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default 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.elementor-divider{padding-block-start:0px;padding-block-end:0px;}.elementor-bc-flex-widget .elementor-1620 .elementor-element.elementor-element-621b02b.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-1620 .elementor-element.elementor-element-621b02b.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-1620 .elementor-element.elementor-element-621b02b > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-1620 .elementor-element.elementor-element-3029a7c{font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:500;line-height:25px;}.elementor-1620 .elementor-element.elementor-element-3029a7c p{margin-block-end:0px;}.elementor-1620 .elementor-element.elementor-element-14359e3.elementor-column > .elementor-widget-wrap{justify-content:flex-end;}.elementor-1620 .elementor-element.elementor-element-14359e3 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-size:var( --e-global-typography-accent-font-size );font-weight:var( --e-global-typography-accent-font-weight );line-height:var( --e-global-typography-accent-line-height );}.elementor-1620 .elementor-element.elementor-element-c6b8ca2{padding:0px 10px 0px 0px;}.elementor-1620 .elementor-element.elementor-element-c6b8ca2 .elementor-button-content-wrapper{flex-direction:row;}.elementor-1620 .elementor-element.elementor-element-c6b8ca2 .elementor-button .elementor-button-content-wrapper{gap:5px;}.elementor-1620 .elementor-element.elementor-element-0d3cb3d .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-1620 .elementor-element.elementor-element-0d3cb3d .elementor-button .elementor-button-content-wrapper{gap:5px;}@media(min-width:768px){.elementor-1620 .elementor-element.elementor-element-23b7b18{width:5%;}.elementor-1620 .elementor-element.elementor-element-439160e{width:95%;}.elementor-1620 .elementor-element.elementor-element-0228e7c{width:5%;}.elementor-1620 .elementor-element.elementor-element-6e724ba{width:95%;}.elementor-1620 .elementor-element.elementor-element-acdcd00{width:5%;}.elementor-1620 .elementor-element.elementor-element-a1bd2f8{width:95%;}}@media(max-width:1024px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}@media(max-width:767px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-1620 .elementor-element.elementor-element-d3d3b5f{padding:0px 0px 0px 0px;}.elementor-1620 .elementor-element.elementor-element-23b7b18 > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-1620 .elementor-element.elementor-element-243d709{padding:0px 0px 0px 0px;}.elementor-1620 .elementor-element.elementor-element-0228e7c > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-1620 .elementor-element.elementor-element-44dd663{padding:0px 0px 0px 0px;}.elementor-1620 .elementor-element.elementor-element-acdcd00 > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1620\" class=\"elementor elementor-1620\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-164bb40 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"164bb40\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d4eb22a tab-col\" data-id=\"d4eb22a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c01984a elementor-widget elementor-widget-text-editor\" data-id=\"c01984a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>Tier 2 \u00b7 Personal<\/b><\/p><h2>Protection<\/h2><p class=\"panel-head\"><em><strong>Foundation Stack<\/strong> \u00b7 The promise the plan will survive the unexpected.<\/em><\/p><p><span style=\"font-weight: 400;\">Above the reserve sits the second tier. The events that derail a household\u2019s financial trajectory \u2014 illness, injury, premature death \u2014 are not investment events. They are the events for which investment is no defence.<\/span><\/p><p><span style=\"font-weight: 400;\">Protection is the structural acknowledgement that the income on which a household depends, the home in which it lives, and the people who rely on its continuity must each be insured against disruption.<\/span><\/p><p><span style=\"font-weight: 400;\">Every engagement at this tier begins with an assessment of income, dependants, existing entitlements, debt obligations and long-term objectives \u2014 before any recommendation is made. We then search the provider panel to construct a framework calibrated to your life as it is, and resilient enough to serve your family as it evolves.<br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e41bc78 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e41bc78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7032c43 elementor-widget elementor-widget-text-editor\" data-id=\"7032c43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>WHAT SITS AT THIS TIER<\/b><\/p><table><tbody><tr><td colspan=\"2\"><p>Mortgage Protection<\/p><\/td><td><p><span style=\"font-weight: 400;\">Decreasing-term life cover that clears the outstanding balance on a principal-dwelling mortgage on death, lifting that burden from those already carrying personal loss.<\/span><\/p><\/td><\/tr><tr><td colspan=\"2\"><p>Term Life Assurance<\/p><\/td><td><p><span style=\"font-weight: 400;\">Life cover paying a lump sum on death within a defined term. Replaces income or capital a family had planned around, for the period the need exists.<\/span><\/p><\/td><\/tr><tr><td colspan=\"2\"><p>Whole-of-Life Cover<\/p><\/td><td><p><span style=\"font-weight: 400;\">Life cover that pays whenever death occurs, not only within a fixed term. Suited to a liability certain to arise, including a future inheritance tax bill.<\/span><\/p><\/td><\/tr><tr><td colspan=\"2\"><p>Income Protection<\/p><\/td><td><p><span style=\"font-weight: 400;\">A long-term replacement income paid when illness or injury prevents work. Premiums attract income tax relief at your marginal rate.<\/span><\/p><\/td><\/tr><tr><td colspan=\"2\"><p>Specified \/ Serious Illness Cover<\/p><\/td><td><p><span style=\"font-weight: 400;\">A tax-free lump sum paid on diagnosis of one of a defined list of medical conditions, making capital available the moment a serious diagnosis is made.<\/span><\/p><\/td><\/tr><tr><td colspan=\"2\"><p>Pension Term Assurance<\/p><\/td><td><p><span style=\"font-weight: 400;\">Life cover structured within the pension wrapper, which can reduce the post-tax cost of the same headline cover.<\/span><\/p><\/td><\/tr><tr><td colspan=\"2\"><p>Private Health Insurance<\/p><\/td><td><p><span style=\"font-weight: 400;\">Cover for private hospital care, consultant fees and elective procedures. Underpins the speed of access to treatment, with choice of consultant and facility.<\/span><\/p><\/td><\/tr><tr><td colspan=\"2\"><p>Claims Assistance<\/p><\/td><td><p><span style=\"font-weight: 400;\">Support in making and progressing a claim, at the point the cover is called upon.<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a35c65e cash-em elementor-widget elementor-widget-text-editor\" data-id=\"a35c65e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><em>\u201cThe most common protection failure is not the absence of cover. It is the absence of cover that still fits.\u201d<\/em><\/p><p>\u2014 Barry Oliver LIB QFA EFA, Principal &amp; Founder<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d02680c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"d02680c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75dd2c9 elementor-widget elementor-widget-text-editor\" data-id=\"75dd2c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>QUESTIONS WORTH SITTING WITH<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07f8bbd elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"07f8bbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d3d3b5f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d3d3b5f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-23b7b18\" data-id=\"23b7b18\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50e1820 elementor-widget elementor-widget-heading\" data-id=\"50e1820\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">01<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-439160e\" data-id=\"439160e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f8d5230 elementor-widget elementor-widget-text-editor\" data-id=\"f8d5230\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>When was your mortgage protection sum assured last set, and against what version of your life?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-243d709 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"243d709\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0228e7c\" data-id=\"0228e7c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-910e022 elementor-widget elementor-widget-heading\" data-id=\"910e022\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">02<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6e724ba\" data-id=\"6e724ba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ca529e8 elementor-widget elementor-widget-text-editor\" data-id=\"ca529e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you were unable to work for twelve months, how long would your savings sustain the household?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-44dd663 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44dd663\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-acdcd00\" data-id=\"acdcd00\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-456ed63 elementor-widget elementor-widget-heading\" data-id=\"456ed63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">03<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a1bd2f8\" data-id=\"a1bd2f8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45a019d elementor-widget elementor-widget-text-editor\" data-id=\"45a019d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Does your specified illness cover reflect the financial reality of a serious diagnosis today, not the one assumed at policy inception?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e21360 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3e21360\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6943418 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6943418\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-621b02b\" data-id=\"621b02b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3029a7c elementor-widget elementor-widget-text-editor\" data-id=\"3029a7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"stack\">Tier 2 of 7<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-14359e3\" data-id=\"14359e3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c6b8ca2 btn-primary elementor-widget elementor-widget-button\" data-id=\"c6b8ca2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Previous tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d3cb3d btn-primary elementor-widget elementor-widget-button\" data-id=\"0d3cb3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Next tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5803\" aria-expanded=\"false\"><b>3<\/b> Debt<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5803\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5803\" 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.elementor-element.elementor-element-9844f78{width:5%;}.elementor-1623 .elementor-element.elementor-element-afa3db5{width:95%;}}@media(max-width:1024px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}@media(max-width:767px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-1623 .elementor-element.elementor-element-8d5b4d8{padding:0px 0px 0px 0px;}.elementor-1623 .elementor-element.elementor-element-6590c0c > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-1623 .elementor-element.elementor-element-d0c300d{padding:0px 0px 0px 0px;}.elementor-1623 .elementor-element.elementor-element-2a3f8be > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-1623 .elementor-element.elementor-element-b775c0a{padding:0px 0px 0px 0px;}.elementor-1623 .elementor-element.elementor-element-9844f78 > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1623\" class=\"elementor elementor-1623\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aa4366f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aa4366f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2febfee tab-col\" data-id=\"2febfee\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c2707c elementor-widget elementor-widget-text-editor\" data-id=\"0c2707c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>Tier 3 \u00b7 Personal<\/b><\/p><h2>Debt<\/h2><p class=\"panel-head\"><em><strong>Foundation Stack<\/strong> \u00b7 Clearing the path before the journey begins.<\/em><\/p><p><span style=\"font-weight: 400;\">Debt is not, in itself, a financial failing. Sustained discipline around it, however, is a precondition of every tier above it. A household carrying high-cost credit while contributing to an investment plan has, in arithmetic terms, accepted a guaranteed cost in pursuit of an uncertain return. The order is wrong.<\/span><\/p><p><span style=\"font-weight: 400;\">We distinguish carefully between structurally productive debt \u2014 a mortgage at a competitive rate against an appreciating residence \u2014 and consumption debt at rates that consistently outpace any reasonable post-tax investment return. The first is managed through periodic review. The second is prioritised, cleared, and kept clear.<\/span><\/p><p><span style=\"font-weight: 400;\">For households in mortgage difficulty, the framework is more structured. The Mortgage Arrears Resolution Process (MARP), governed by the Consumer Protection Code, is one in which a qualified adviser plays a central role. In our experience, that is a conversation always better had earlier than later.<br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5eaee2f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5eaee2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-135ca95 elementor-widget elementor-widget-text-editor\" data-id=\"135ca95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>WHAT SITS AT THIS TIER<\/b><\/p><table><tbody><tr><td><p>Mortgage Review<\/p><\/td><td><p><span style=\"font-weight: 400;\">A periodic assessment of an existing mortgage against the current market for rate, term and structure.<\/span><\/p><\/td><\/tr><tr><td><p>Mortgage Analysis<\/p><\/td><td><p><span style=\"font-weight: 400;\">A structured comparison of offers across the Irish lender market, placing the decision to move \u2014 or to stay \u2014 on evidence rather than inertia.<\/span><\/p><\/td><\/tr><tr><td><p>Debt Prioritisation &amp; Clearing<\/p><\/td><td><p><span style=\"font-weight: 400;\">A disciplined order for repaying borrowings, highest real cost first, eliminating the guaranteed drag that undermines any uncertain return above it.<\/span><\/p><\/td><\/tr><tr><td><p>Debt Management (MARP)<\/p><\/td><td><p><span style=\"font-weight: 400;\">The Mortgage Arrears Resolution Process. A regulated pathway and adviser support during the period of greatest vulnerability.<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b70c1a elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6b70c1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>If you do not keep up your repayments you may lose your home.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c23dfee elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c23dfee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>You should consider the total cost of the mortgage and any applicable incentive included in a mortgage offer.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a5778b elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0a5778b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>Your interest rate may increase and the amount of your mortgage repayments may increase as a result.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9208c4 cash-em elementor-widget elementor-widget-text-editor\" data-id=\"b9208c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><em>\u201cInvestments that do not begin with debt discipline is, in our experience, are rarely sustained.\u201d<\/em><\/p><p>\u2014 Paddy Keenan MSc QFA, Principal &amp; Senior Financial Consultant<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df7ca6b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"df7ca6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ea6113 elementor-widget elementor-widget-text-editor\" data-id=\"0ea6113\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>QUESTIONS WORTH SITTING WITH<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3534745 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3534745\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8d5b4d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8d5b4d8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6590c0c\" data-id=\"6590c0c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fc5c94a elementor-widget elementor-widget-heading\" data-id=\"fc5c94a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">01<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-29025a7\" data-id=\"29025a7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50e7cb2 elementor-widget elementor-widget-text-editor\" data-id=\"50e7cb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Is any debt in your household priced higher than the long-term return you expect from your investments?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d0c300d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d0c300d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2a3f8be\" data-id=\"2a3f8be\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0380d40 elementor-widget elementor-widget-heading\" data-id=\"0380d40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">02<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e86d736\" data-id=\"e86d736\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cf8dcf0 elementor-widget elementor-widget-text-editor\" data-id=\"cf8dcf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>When was the last full review of your mortgage rate against the current market?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b775c0a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b775c0a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9844f78\" data-id=\"9844f78\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3210438 elementor-widget elementor-widget-heading\" data-id=\"3210438\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">03<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-afa3db5\" data-id=\"afa3db5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9741874 elementor-widget elementor-widget-text-editor\" data-id=\"9741874\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you have moved provider on energy or insurance in the past three years, have you done the same on the larger of the recurring household costs?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-41d282e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"41d282e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-eee618d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eee618d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-36559c9\" data-id=\"36559c9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3afd617 elementor-widget elementor-widget-text-editor\" data-id=\"3afd617\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"stack\">Tier 3 of 7<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-cfb7a43\" data-id=\"cfb7a43\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-55ced08 btn-primary elementor-widget elementor-widget-button\" data-id=\"55ced08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Previous tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2ff0d2 btn-primary elementor-widget elementor-widget-button\" data-id=\"a2ff0d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Next tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5804\" aria-expanded=\"false\"><b>4<\/b> Short-Term Provision<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5804\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5804\" tabindex=\"0\" hidden=\"hidden\"><style id=\"elementor-post-1626\">.elementor-1626 .elementor-element.elementor-element-59b79c9{padding:0px 0px 0px 0px;}.elementor-1626 .elementor-element.elementor-element-504cab3 > .elementor-element-populated{border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-primary );padding:20px 20px 20px 20px;}.elementor-1626 .elementor-element.elementor-element-504cab3 > .elementor-element-populated, .elementor-1626 .elementor-element.elementor-element-504cab3 > .elementor-element-populated > .elementor-background-overlay, .elementor-1626 .elementor-element.elementor-element-504cab3 > .elementor-background-slideshow{border-radius:10px 10px 10px 10px;}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default 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Sans-serif;font-size:25px;font-weight:600;line-height:35px;color:var( --e-global-color-secondary );}.elementor-bc-flex-widget .elementor-1626 .elementor-element.elementor-element-eb5116c.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-1626 .elementor-element.elementor-element-eb5116c.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-1626 .elementor-element.elementor-element-08217fb p{margin-block-end:0px;}.elementor-1626 .elementor-element.elementor-element-5860251{--divider-border-style:solid;--divider-color:#00000042;--divider-border-width:1px;}.elementor-1626 .elementor-element.elementor-element-5860251 .elementor-divider-separator{width:100%;}.elementor-1626 .elementor-element.elementor-element-5860251 .elementor-divider{padding-block-start:0px;padding-block-end:0px;}.elementor-bc-flex-widget .elementor-1626 .elementor-element.elementor-element-6491d81.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-1626 .elementor-element.elementor-element-6491d81.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-1626 .elementor-element.elementor-element-6491d81 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-1626 .elementor-element.elementor-element-aa08947{font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:500;line-height:25px;}.elementor-1626 .elementor-element.elementor-element-aa08947 p{margin-block-end:0px;}.elementor-1626 .elementor-element.elementor-element-4d7b741.elementor-column > .elementor-widget-wrap{justify-content:flex-end;}.elementor-1626 .elementor-element.elementor-element-4d7b741 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-size:var( --e-global-typography-accent-font-size );font-weight:var( --e-global-typography-accent-font-weight );line-height:var( --e-global-typography-accent-line-height );}.elementor-1626 .elementor-element.elementor-element-0a71c7a{padding:0px 10px 0px 0px;}.elementor-1626 .elementor-element.elementor-element-0a71c7a .elementor-button-content-wrapper{flex-direction:row;}.elementor-1626 .elementor-element.elementor-element-0a71c7a .elementor-button .elementor-button-content-wrapper{gap:5px;}.elementor-1626 .elementor-element.elementor-element-b6190b4 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-1626 .elementor-element.elementor-element-b6190b4 .elementor-button .elementor-button-content-wrapper{gap:5px;}@media(min-width:768px){.elementor-1626 .elementor-element.elementor-element-c0bf5bd{width:5%;}.elementor-1626 .elementor-element.elementor-element-06ada19{width:95%;}.elementor-1626 .elementor-element.elementor-element-f2ad1f0{width:5%;}.elementor-1626 .elementor-element.elementor-element-40548d1{width:95%;}.elementor-1626 .elementor-element.elementor-element-3c02826{width:5%;}.elementor-1626 .elementor-element.elementor-element-eb5116c{width:95%;}}@media(max-width:1024px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}@media(max-width:767px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-1626 .elementor-element.elementor-element-814300e{padding:0px 0px 0px 0px;}.elementor-1626 .elementor-element.elementor-element-c0bf5bd > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-1626 .elementor-element.elementor-element-bcb4870{padding:0px 0px 0px 0px;}.elementor-1626 .elementor-element.elementor-element-f2ad1f0 > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-1626 .elementor-element.elementor-element-11ded15{padding:0px 0px 0px 0px;}.elementor-1626 .elementor-element.elementor-element-3c02826 > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1626\" class=\"elementor elementor-1626\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-59b79c9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"59b79c9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-504cab3 tab-col\" data-id=\"504cab3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46fd38a elementor-widget elementor-widget-text-editor\" data-id=\"46fd38a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>Tier 4 \u00b7 Personal<\/b><\/p><h2>Short-Term Provision<\/h2><p class=\"panel-head\"><em><strong>Growth Stack<\/strong> \u00b7 Capital assembled for the goals you can see.<\/em><\/p><p><span style=\"font-weight: 400;\">Once liquidity is established, protection is in place, and debt is under discipline, the question of what to do with discretionary capital begins to admit useful answers. The first concerns capital intended for goals on a known horizon: a deposit, an education, a wedding, a planned change in circumstance within the next few years.<\/span><\/p><p><span style=\"font-weight: 400;\">Capital with a known horizon has a known constraint. The shorter the horizon, the less volatility the capital can absorb. The structural mistake at this tier is not under-investment; it is the deployment of short-horizon capital into vehicles whose natural rhythm of return is longer than the horizon allows.<br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ce1948 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3ce1948\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18fb340 elementor-widget elementor-widget-text-editor\" data-id=\"18fb340\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>WHAT SITS AT THIS TIER<\/b><\/p><table><tbody><tr><td><p>Regular Savings Plans<\/p><\/td><td><p><span style=\"font-weight: 400;\">Monthly contributions into a managed fund under the Irish gross roll-up regime, deploying capital systematically across market cycles and reducing the impact of timing on return.<\/span><\/p><\/td><\/tr><tr><td><p>Investment Bonds (single premium)<\/p><\/td><td><p><span style=\"font-weight: 400;\">Lump-sum investments in a life-assurance investment contract, taxed on a deemed disposal basis, with access to multi-asset and specialist funds and partial encashment as needs evolve.<\/span><\/p><\/td><\/tr><tr><td><p>State Savings<\/p><\/td><td><p><span style=\"font-weight: 400;\">Prize Bonds, Savings Certificates, the National Solidarity Bond and others. Returns are tax-free and capital is backed by the State.<\/span><\/p><\/td><\/tr><tr><td><p>Bare Trusts<\/p><\/td><td><p><span style=\"font-weight: 400;\">A simple legal arrangement under which capital is held by trustees for a named beneficiary, often a child.<\/span><\/p><\/td><\/tr><tr><td><p>Small Gift Allowance Savings Policies<\/p><\/td><td><p><span style=\"font-weight: 400;\">Regular savings structured around the annual small gift exemption, moving capital across a generation without a Capital Acquisitions Tax (CAT) charge arising.<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b71778 elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5b71778\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>The value of your investment may go down as well as up.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9f830e elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e9f830e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>If you invest in this product, you may lose some, or all, of the money you invest.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d841d8 cash-em elementor-widget elementor-widget-text-editor\" data-id=\"5d841d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><em>\u201cA savings plan that funds a known life event on schedule, without market drama, is a sophisticated piece of financial engineering \u2014 however modest it appears on the page.\u201d<\/em><\/p><p>\u2014 Paddy Keenan MSc QFA, Principal &amp; Senior Financial Consultant<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e780c78 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e780c78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d4cc3b elementor-widget elementor-widget-text-editor\" data-id=\"0d4cc3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>QUESTIONS WORTH SITTING WITH<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef61ff8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ef61ff8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-814300e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"814300e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c0bf5bd\" data-id=\"c0bf5bd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ce2010f elementor-widget elementor-widget-heading\" data-id=\"ce2010f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">01<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-06ada19\" data-id=\"06ada19\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b4ecda4 elementor-widget elementor-widget-text-editor\" data-id=\"b4ecda4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Which specific goals does your savings capital exist to fund, and on what time horizon?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bcb4870 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bcb4870\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f2ad1f0\" data-id=\"f2ad1f0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad54499 elementor-widget elementor-widget-heading\" data-id=\"ad54499\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">02<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-40548d1\" data-id=\"40548d1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4740f86 elementor-widget elementor-widget-text-editor\" data-id=\"4740f86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Is short-horizon capital deployed against short-horizon risk, or is it borrowing time it does not have?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-11ded15 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"11ded15\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3c02826\" data-id=\"3c02826\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7516b69 elementor-widget elementor-widget-heading\" data-id=\"7516b69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">03<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-eb5116c\" data-id=\"eb5116c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-08217fb elementor-widget elementor-widget-text-editor\" data-id=\"08217fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Have you considered whether a structured gifting programme could move capital across a generation more efficiently?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-5860251 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5860251\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ce1e344 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ce1e344\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6491d81\" data-id=\"6491d81\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aa08947 elementor-widget elementor-widget-text-editor\" data-id=\"aa08947\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"stack\">Tier 4 of 7<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4d7b741\" data-id=\"4d7b741\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a71c7a btn-primary elementor-widget elementor-widget-button\" data-id=\"0a71c7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Previous tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6190b4 btn-primary elementor-widget elementor-widget-button\" data-id=\"b6190b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Next tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5805\" aria-expanded=\"false\"><b>5<\/b> Long-Term Provision<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5805\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5805\" tabindex=\"0\" hidden=\"hidden\"><style id=\"elementor-post-1629\">.elementor-1629 .elementor-element.elementor-element-0c24be6{padding:0px 0px 0px 0px;}.elementor-1629 .elementor-element.elementor-element-2a2b7d0 > .elementor-element-populated{border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-primary );padding:20px 20px 20px 20px;}.elementor-1629 .elementor-element.elementor-element-2a2b7d0 > .elementor-element-populated, .elementor-1629 .elementor-element.elementor-element-2a2b7d0 > .elementor-element-populated > .elementor-background-overlay, .elementor-1629 .elementor-element.elementor-element-2a2b7d0 > .elementor-background-slideshow{border-radius:10px 10px 10px 10px;}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-divider{--divider-color:var( --e-global-color-secondary );}.elementor-widget-divider .elementor-divider__text{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-divider.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon{color:var( --e-global-color-secondary );border-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon 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);font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-1629 .elementor-element.elementor-element-2061c16{background-color:var( --e-global-color-secondary );padding:5px 20px 5px 20px;border-radius:10px 10px 10px 10px;--e-icon-list-icon-size:14px;--icon-vertical-offset:0px;}.elementor-1629 .elementor-element.elementor-element-2061c16 .elementor-icon-list-icon i{transition:color 0.3s;}.elementor-1629 .elementor-element.elementor-element-2061c16 .elementor-icon-list-icon svg{transition:fill 0.3s;}.elementor-1629 .elementor-element.elementor-element-2061c16 .elementor-icon-list-text{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-1629 .elementor-element.elementor-element-bceaf5c{background-color:var( --e-global-color-secondary );padding:5px 20px 5px 20px;border-radius:10px 10px 10px 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--e-global-color-accent );transition:color 0.3s;}.elementor-1629 .elementor-element.elementor-element-e199561{--divider-border-style:solid;--divider-color:#00000042;--divider-border-width:1px;}.elementor-1629 .elementor-element.elementor-element-e199561 .elementor-divider-separator{width:100%;}.elementor-1629 .elementor-element.elementor-element-e199561 .elementor-divider{padding-block-start:0px;padding-block-end:0px;}.elementor-1629 .elementor-element.elementor-element-5fbae15 p{margin-block-end:0px;}.elementor-1629 .elementor-element.elementor-element-52e8a8b{--divider-border-style:solid;--divider-color:var( --e-global-color-secondary );--divider-border-width:2px;}.elementor-1629 .elementor-element.elementor-element-52e8a8b .elementor-divider-separator{width:10%;}.elementor-1629 .elementor-element.elementor-element-52e8a8b .elementor-divider{padding-block-start:0px;padding-block-end:0px;}.elementor-1629 .elementor-element.elementor-element-be4f14d{padding:10px 0px 10px 0px;}.elementor-1629 .elementor-element.elementor-element-5e03d56 > .elementor-element-populated{border-style:solid;border-width:0px 1px 0px 0px;border-color:#00000042;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size );font-weight:var( --e-global-typography-primary-font-weight );line-height:var( --e-global-typography-primary-line-height );color:var( --e-global-color-primary );}.elementor-1629 .elementor-element.elementor-element-3783e18 .elementor-heading-title{font-family:\"Roboto\", Sans-serif;font-size:25px;font-weight:600;line-height:35px;color:var( --e-global-color-secondary );}.elementor-bc-flex-widget .elementor-1629 .elementor-element.elementor-element-84ecad2.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-1629 .elementor-element.elementor-element-84ecad2.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-1629 .elementor-element.elementor-element-89901e6 p{margin-block-end:0px;}.elementor-1629 .elementor-element.elementor-element-9539649{padding:10px 0px 10px 0px;}.elementor-1629 .elementor-element.elementor-element-1a23bed > .elementor-element-populated{border-style:solid;border-width:0px 1px 0px 0px;border-color:#00000042;}.elementor-1629 .elementor-element.elementor-element-d16c7c5 .elementor-heading-title{font-family:\"Roboto\", Sans-serif;font-size:25px;font-weight:600;line-height:35px;color:var( --e-global-color-secondary );}.elementor-bc-flex-widget .elementor-1629 .elementor-element.elementor-element-29d0eff.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-1629 .elementor-element.elementor-element-29d0eff.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-1629 .elementor-element.elementor-element-8841d3b p{margin-block-end:0px;}.elementor-1629 .elementor-element.elementor-element-a9ff1e0{padding:10px 0px 10px 0px;}.elementor-1629 .elementor-element.elementor-element-9a92ab6 > .elementor-element-populated{border-style:solid;border-width:0px 1px 0px 0px;border-color:#00000042;}.elementor-1629 .elementor-element.elementor-element-e963a04 .elementor-heading-title{font-family:\"Roboto\", Sans-serif;font-size:25px;font-weight:600;line-height:35px;color:var( --e-global-color-secondary );}.elementor-bc-flex-widget .elementor-1629 .elementor-element.elementor-element-bad2144.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-1629 .elementor-element.elementor-element-bad2144.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-1629 .elementor-element.elementor-element-177e036 p{margin-block-end:0px;}.elementor-1629 .elementor-element.elementor-element-b481543{--divider-border-style:solid;--divider-color:#00000042;--divider-border-width:1px;}.elementor-1629 .elementor-element.elementor-element-b481543 .elementor-divider-separator{width:100%;}.elementor-1629 .elementor-element.elementor-element-b481543 .elementor-divider{padding-block-start:0px;padding-block-end:0px;}.elementor-bc-flex-widget .elementor-1629 .elementor-element.elementor-element-15aeb03.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-1629 .elementor-element.elementor-element-15aeb03.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-1629 .elementor-element.elementor-element-15aeb03 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-1629 .elementor-element.elementor-element-7dc82c6{font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:500;line-height:25px;}.elementor-1629 .elementor-element.elementor-element-7dc82c6 p{margin-block-end:0px;}.elementor-1629 .elementor-element.elementor-element-4803a5c.elementor-column > .elementor-widget-wrap{justify-content:flex-end;}.elementor-1629 .elementor-element.elementor-element-4803a5c > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-size:var( --e-global-typography-accent-font-size );font-weight:var( --e-global-typography-accent-font-weight );line-height:var( --e-global-typography-accent-line-height );}.elementor-1629 .elementor-element.elementor-element-022bf64{padding:0px 10px 0px 0px;}.elementor-1629 .elementor-element.elementor-element-022bf64 .elementor-button-content-wrapper{flex-direction:row;}.elementor-1629 .elementor-element.elementor-element-022bf64 .elementor-button .elementor-button-content-wrapper{gap:5px;}.elementor-1629 .elementor-element.elementor-element-d6738cb .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-1629 .elementor-element.elementor-element-d6738cb .elementor-button .elementor-button-content-wrapper{gap:5px;}@media(min-width:768px){.elementor-1629 .elementor-element.elementor-element-5e03d56{width:5%;}.elementor-1629 .elementor-element.elementor-element-84ecad2{width:95%;}.elementor-1629 .elementor-element.elementor-element-1a23bed{width:5%;}.elementor-1629 .elementor-element.elementor-element-29d0eff{width:95%;}.elementor-1629 .elementor-element.elementor-element-9a92ab6{width:5%;}.elementor-1629 .elementor-element.elementor-element-bad2144{width:95%;}}@media(max-width:1024px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}@media(max-width:767px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-1629 .elementor-element.elementor-element-be4f14d{padding:0px 0px 0px 0px;}.elementor-1629 .elementor-element.elementor-element-5e03d56 > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-1629 .elementor-element.elementor-element-9539649{padding:0px 0px 0px 0px;}.elementor-1629 .elementor-element.elementor-element-1a23bed > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-1629 .elementor-element.elementor-element-a9ff1e0{padding:0px 0px 0px 0px;}.elementor-1629 .elementor-element.elementor-element-9a92ab6 > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1629\" class=\"elementor elementor-1629\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c24be6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0c24be6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2a2b7d0 tab-col\" data-id=\"2a2b7d0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d5df9e9 elementor-widget elementor-widget-text-editor\" data-id=\"d5df9e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>Tier 5 \u00b7 Personal<\/b><\/p><h2>Long-Term Provision<\/h2><p class=\"panel-head\"><em><strong>Growth Stack<\/strong> \u00b7 The engine of a working life.<\/em><\/p><p><span style=\"font-weight: 400;\">At the fifth tier the time horizon lengthens, and the tax architecture becomes definitive. Ireland\u2019s pension regime offers, within age-related limits and statutory funding thresholds, income tax relief at your marginal rate on contributions, tax-free growth within the fund, and a significant tax-free lump sum at retirement. The compound effect of those three reliefs, applied systematically across a working life, is the most powerful wealth-accumulation engine available under Irish law.<\/span><\/p><p><span style=\"font-weight: 400;\">Within these structures, capital is invested through unit-linked and managed funds matched to your horizon and risk profile. For some, investment property forms part of the long-horizon picture. Each recommendation rests on a documented suitability assessment \u2014 the discipline that keeps the engine aligned with the life it serves.<\/span><\/p><p><span style=\"font-weight: 400;\">The State Pension was designed as a foundation, not a destination. The gap between State provision and the retirement expected is a problem that requires a structured solution, begun as early as possible.<br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a03613 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9a03613\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f634c1e elementor-widget elementor-widget-text-editor\" data-id=\"f634c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>WHAT SITS AT THIS TIER<\/b><\/p><table><tbody><tr><td><p>Personal Retirement Savings Account (PRSA)<\/p><\/td><td><p><span style=\"font-weight: 400;\">A portable, individually owned pension contract available regardless of employment status, travelling with you through career transitions.<\/span><\/p><\/td><\/tr><tr><td><p>Personal Pension Plan<\/p><\/td><td><p><span style=\"font-weight: 400;\">The equivalent contract for the self-employed and those without access to an occupational scheme.<\/span><\/p><\/td><\/tr><tr><td><p>Occupational Pension Schemes<\/p><\/td><td><p><span style=\"font-weight: 400;\">Employer-sponsored pension provision held under trust.<\/span><\/p><\/td><\/tr><tr><td><p>Retail Master Trust<\/p><\/td><td><p><span style=\"font-weight: 400;\">A multi-employer occupational scheme providing governance, default fund choice and administration at scale.<\/span><\/p><\/td><\/tr><tr><td><p>Additional Voluntary Contributions (AVCs)<\/p><\/td><td><p><span style=\"font-weight: 400;\">Contributions made within an occupational scheme to top up retirement provision, within Revenue limits, at your marginal rate of relief.<\/span><\/p><\/td><\/tr><tr><td><p>My Future Fund (Auto-Enrolment)<\/p><\/td><td><p><span style=\"font-weight: 400;\">The State automatic enrolment retirement savings system, capturing employees not otherwise enrolled, with State and employer contributions added to their own.<\/span><\/p><\/td><\/tr><tr><td><p>Personal Retirement Bonds (PRBs)<\/p><\/td><td><p><span style=\"font-weight: 400;\">Pension contracts used to consolidate benefits left behind in a former employer\u2019s scheme.<\/span><\/p><\/td><\/tr><tr><td><p>Self-Directed Pension Options<\/p><\/td><td><p><span style=\"font-weight: 400;\">Arrangements giving the member direct control over the underlying investments rather than a default fund choice.<\/span><\/p><\/td><\/tr><tr><td><p>Pension Consolidation &amp; Tracing Lost Pensions<\/p><\/td><td><p><span style=\"font-weight: 400;\">A dedicated service that locates entitlements left in former employments, reviews each against your current arrangements, and consolidates them where it serves the retirement outcome.<\/span><\/p><\/td><\/tr><tr><td><p>Leaving Service Options Advice<\/p><\/td><td><p><span style=\"font-weight: 400;\">The decision set that arises when you leave an employer: preserve, transfer to a PRB, transfer to a new scheme, or take a refund where eligible.<\/span><\/p><\/td><\/tr><tr><td><p>Enhanced Transfer Value (ETV) Offer Analysis<\/p><\/td><td><p><span style=\"font-weight: 400;\">Independent assessment of an employer\u2019s offer to transfer out of a defined benefit scheme, against the benefit given up.<\/span><\/p><\/td><\/tr><tr><td><p>Cross-Border Pension Transfers<\/p><\/td><td><p><span style=\"font-weight: 400;\">Advice on moving pension entitlements between jurisdictions, and on whether doing so serves the outcome.<\/span><\/p><\/td><\/tr><tr><td><p>Divorce Planning &amp; Pension Adjustment Orders<\/p><\/td><td><p><span style=\"font-weight: 400;\">The pension consequences of separation and divorce, and the mechanics of a Pension Adjustment Order.<\/span><\/p><\/td><\/tr><tr><td><p>Unit-Linked &amp; Actively Managed Funds<\/p><\/td><td><p><span style=\"font-weight: 400;\">The investment vehicles within a pension or bond, spreading capital across asset classes and markets, matched to your horizon and risk profile.<\/span><\/p><\/td><\/tr><tr><td><p>Investment Property<\/p><\/td><td><p><span style=\"font-weight: 400;\">Direct or fund-held property forming part of a long-horizon portfolio, considered for income and diversification.<\/span><\/p><\/td><\/tr><tr><td><p>Suitability Assessment<\/p><\/td><td><p><span style=\"font-weight: 400;\">The documented analysis matching every recommendation to your needs, horizon, risk appetite and capacity for loss.<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2061c16 elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2061c16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>The value of your investment may go down as well as up.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bceaf5c elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"bceaf5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>If you invest in this product, you may lose some, or all, of the money you invest.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-718118e elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"718118e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>This product may be affected by changes in currency exchange rates.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95ba5a2 cash-em elementor-widget elementor-widget-text-editor\" data-id=\"95ba5a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><em>\u201cTime is the most powerful force in pension planning \u2014 and it compounds equally in both directions. Every year without adequate provision is a year of relief foregone and growth lost.\u201d<\/em><\/p><p>\u2014 Paddy Keenan MSc QFA, Principal &amp; Senior Financial Consultant<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e199561 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e199561\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fbae15 elementor-widget elementor-widget-text-editor\" data-id=\"5fbae15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>QUESTIONS WORTH SITTING WITH<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52e8a8b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"52e8a8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-be4f14d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"be4f14d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5e03d56\" data-id=\"5e03d56\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3783e18 elementor-widget elementor-widget-heading\" data-id=\"3783e18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">01<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-84ecad2\" data-id=\"84ecad2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89901e6 elementor-widget elementor-widget-text-editor\" data-id=\"89901e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you stopped contributing today, what would your retirement income look like, and is that the future you intend?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9539649 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9539649\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1a23bed\" data-id=\"1a23bed\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d16c7c5 elementor-widget elementor-widget-heading\" data-id=\"d16c7c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">02<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-29d0eff\" data-id=\"29d0eff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8841d3b elementor-widget elementor-widget-text-editor\" data-id=\"8841d3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>How many separate pension entitlements do you hold across previous employments, and when did you last review them?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a9ff1e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a9ff1e0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9a92ab6\" data-id=\"9a92ab6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e963a04 elementor-widget elementor-widget-heading\" data-id=\"e963a04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">03<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bad2144\" data-id=\"bad2144\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-177e036 elementor-widget elementor-widget-text-editor\" data-id=\"177e036\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For your stated retirement age, is your funding within Revenue limits, and are you using all of the headroom available to you?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-b481543 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b481543\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2f14a86 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2f14a86\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-15aeb03\" data-id=\"15aeb03\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7dc82c6 elementor-widget elementor-widget-text-editor\" data-id=\"7dc82c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"stack\">Tier 5 of 7<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4803a5c\" data-id=\"4803a5c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-022bf64 btn-primary elementor-widget elementor-widget-button\" data-id=\"022bf64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Previous tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6738cb btn-primary elementor-widget elementor-widget-button\" data-id=\"d6738cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Next tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5806\" aria-expanded=\"false\"><b>6<\/b> Retirement, Investment & Wealth Diversification<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5806\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"tabpanel\" 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.elementor-element.elementor-element-f20c14a.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-1632 .elementor-element.elementor-element-6f48741 p{margin-block-end:0px;}.elementor-1632 .elementor-element.elementor-element-6f19bf2{--divider-border-style:solid;--divider-color:#00000042;--divider-border-width:1px;}.elementor-1632 .elementor-element.elementor-element-6f19bf2 .elementor-divider-separator{width:100%;}.elementor-1632 .elementor-element.elementor-element-6f19bf2 .elementor-divider{padding-block-start:0px;padding-block-end:0px;}.elementor-bc-flex-widget .elementor-1632 .elementor-element.elementor-element-e2cd538.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-1632 .elementor-element.elementor-element-e2cd538.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-1632 .elementor-element.elementor-element-e2cd538 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-1632 .elementor-element.elementor-element-feebfaa{font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:500;line-height:25px;}.elementor-1632 .elementor-element.elementor-element-feebfaa p{margin-block-end:0px;}.elementor-1632 .elementor-element.elementor-element-53b6ae8.elementor-column > .elementor-widget-wrap{justify-content:flex-end;}.elementor-1632 .elementor-element.elementor-element-53b6ae8 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-size:var( --e-global-typography-accent-font-size );font-weight:var( --e-global-typography-accent-font-weight );line-height:var( --e-global-typography-accent-line-height );}.elementor-1632 .elementor-element.elementor-element-158da16{padding:0px 10px 0px 0px;}.elementor-1632 .elementor-element.elementor-element-158da16 .elementor-button-content-wrapper{flex-direction:row;}.elementor-1632 .elementor-element.elementor-element-158da16 .elementor-button .elementor-button-content-wrapper{gap:5px;}.elementor-1632 .elementor-element.elementor-element-03ad8d1 .elementor-button{background-color:var( --e-global-color-accent );}.elementor-1632 .elementor-element.elementor-element-03ad8d1 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-1632 .elementor-element.elementor-element-03ad8d1 .elementor-button .elementor-button-content-wrapper{gap:5px;}@media(min-width:768px){.elementor-1632 .elementor-element.elementor-element-77c6dcf{width:5%;}.elementor-1632 .elementor-element.elementor-element-3812785{width:95%;}.elementor-1632 .elementor-element.elementor-element-d767dea{width:5%;}.elementor-1632 .elementor-element.elementor-element-b222fe0{width:95%;}.elementor-1632 .elementor-element.elementor-element-44e107b{width:5%;}.elementor-1632 .elementor-element.elementor-element-f20c14a{width:95%;}}@media(max-width:1024px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}@media(max-width:767px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-1632 .elementor-element.elementor-element-3f50640{padding:0px 0px 0px 0px;}.elementor-1632 .elementor-element.elementor-element-77c6dcf > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-1632 .elementor-element.elementor-element-740a2a2{padding:0px 0px 0px 0px;}.elementor-1632 .elementor-element.elementor-element-d767dea > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-1632 .elementor-element.elementor-element-5c8e001{padding:0px 0px 0px 0px;}.elementor-1632 .elementor-element.elementor-element-44e107b > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1632\" class=\"elementor elementor-1632\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8eec3df elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8eec3df\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2bbcd1f tab-col\" data-id=\"2bbcd1f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-92a1cf5 elementor-widget elementor-widget-text-editor\" data-id=\"92a1cf5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>Tier 6 \u00b7 Personal<\/b><\/p><h2>Retirement, Investment &amp; Wealth Diversification<\/h2><p class=\"panel-head\"><em><strong>Growth Stack<\/strong> \u00b7 Drawing down and managing capital.<\/em><\/p><p><span style=\"font-weight: 400;\">The fifth tier builds the fund. The sixth decides how it is drawn upon \u2014 the point at which a plan built well over decades can be undone by a few decisions taken without sequence. This is the tier at which capital must do two things at once: produce a dependable income, and remain diversified enough to last.<\/span><\/p><p><span style=\"font-weight: 400;\">Alongside the pension sit the wider instruments of a diversified estate. In retirement, diversification is not a growth strategy. It is the discipline that lets income survive a market that does not cooperate.<\/span><\/p><p><span style=\"font-weight: 400;\">We access the Irish and international markets without bias towards any single provider, and operate no proprietary funds. Every recommendation is traceable to your stated objective, your tax position, and your capacity for the volatility implied.<br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c5559d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1c5559d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5d4666 elementor-widget elementor-widget-text-editor\" data-id=\"e5d4666\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>WHAT SITS AT THIS TIER<\/b><\/p><table><tbody><tr><td><p>The State Pension<\/p><\/td><td><p><span style=\"font-weight: 400;\">Establishing what you are entitled to, and when, so the rest of the income plan is built on the correct base.<\/span><\/p><\/td><\/tr><tr><td><p>Pension Drawdown &amp; Phased Retirement<\/p><\/td><td><p><span style=\"font-weight: 400;\">How, and how quickly, the fund converts into income \u2014 and whether work tapers rather than stops.<\/span><\/p><\/td><\/tr><tr><td><p>Early Access to Your Pension in Ill-Health<\/p><\/td><td><p><span style=\"font-weight: 400;\">The route to accessing retirement benefits ahead of normal retirement age where health requires it.<\/span><\/p><\/td><\/tr><tr><td><p>Approved Retirement Fund (ARF)<\/p><\/td><td><p><span style=\"font-weight: 400;\">A post-retirement vehicle that keeps capital invested and within your control after the pension is drawn.<\/span><\/p><\/td><\/tr><tr><td><p>ARF Imputed Distribution<\/p><\/td><td><p><span style=\"font-weight: 400;\">Managing the annual withdrawal that Revenue rules require from an ARF, so it is anticipated rather than absorbed.<\/span><\/p><\/td><\/tr><tr><td><p>Vested PRSA<\/p><\/td><td><p><span style=\"font-weight: 400;\">The alternative post-retirement structure, retaining the PRSA wrapper after benefits are taken.<\/span><\/p><\/td><\/tr><tr><td><p>Annuity<\/p><\/td><td><p><span style=\"font-weight: 400;\">A guaranteed income for life purchased from a pension fund. Offers certainty in place of flexibility.<\/span><\/p><\/td><\/tr><tr><td><p>De-risking Strategies<\/p><\/td><td><p><span style=\"font-weight: 400;\">The progressive adjustment of risk as withdrawals begin, recognising that the volatility a fund could absorb in accumulation becomes a different question once income is being taken.<\/span><\/p><\/td><\/tr><tr><td><p>Distribution Management<\/p><\/td><td><p><span style=\"font-weight: 400;\">The order in which assets are drawn, so that income survives a poor market in the early years of retirement.<\/span><\/p><\/td><\/tr><tr><td><p>Investment Bonds<\/p><\/td><td><p><span style=\"font-weight: 400;\">Life-assurance investment contracts held outside the pension, under the gross roll-up regime.<\/span><\/p><\/td><\/tr><tr><td><p>Direct Equities &amp; Exchange-Traded Funds (ETFs)<\/p><\/td><td><p><span style=\"font-weight: 400;\">Direct ownership of listed shares, and funds tracking an index or basket of assets, taxed under their own regimes.<\/span><\/p><\/td><\/tr><tr><td><p>Government &amp; Corporate Bonds<\/p><\/td><td><p><span style=\"font-weight: 400;\">Fixed-income securities paying a defined coupon and returning principal at maturity. Provide a defined income stream and a measure of capital preservation.<\/span><\/p><\/td><\/tr><tr><td><p>Tracker Funds &amp; Structured Products<\/p><\/td><td><p><span style=\"font-weight: 400;\">Defined-return investments offering specific participation in an underlying index or asset, often with full or partial capital protection.<\/span><\/p><\/td><\/tr><tr><td><p>Unit-Linked &amp; Actively Managed Funds<\/p><\/td><td><p><span style=\"font-weight: 400;\">Multi-asset and specialist funds used to hold retirement capital at a risk level matched to the income being drawn from it.<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-901252a elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"901252a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>The value of your investment may go down as well as up.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5769eab elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5769eab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>The income you earn from this investment may go down as well as up.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41c8767 elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"41c8767\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>If you invest in this product, you may lose some, or all, of the money you invest.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-807e866 elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"807e866\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>If you seek to realise your investment before [specify the particular date], you may lose some, or all, of the money you invest.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7742fc1 elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7742fc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>If you invest in this product you will not have any access to your money for [insert time required before the product matures].<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce395b1 elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ce395b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>This product may be affected by changes in currency exchange rates.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b2ef36 cash-em elementor-widget elementor-widget-text-editor\" data-id=\"8b2ef36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><em>\u201cThe years immediately surrounding retirement are, in our experience, the period in which expert guidance delivers the most measurable financial benefit.\u201d<\/em><\/p><p>\u2014 Barry Oliver LIB QFA EFA, Principal &amp; Founder<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca97a88 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ca97a88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e41986 elementor-widget elementor-widget-text-editor\" data-id=\"5e41986\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>QUESTIONS WORTH SITTING WITH<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e5fb35 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5e5fb35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3f50640 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f50640\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-77c6dcf\" data-id=\"77c6dcf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3680c0a elementor-widget elementor-widget-heading\" data-id=\"3680c0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">01<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3812785\" data-id=\"3812785\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10b22bd elementor-widget elementor-widget-text-editor\" data-id=\"10b22bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>When you stop earning, which assets will produce your income first, and in what order will the rest be drawn?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-740a2a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"740a2a2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d767dea\" data-id=\"d767dea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d2109a elementor-widget elementor-widget-heading\" data-id=\"1d2109a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">02<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b222fe0\" data-id=\"b222fe0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6676f81 elementor-widget elementor-widget-text-editor\" data-id=\"6676f81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If markets fell sharply in your first years of retirement, would your income plan survive without selling at the worst possible moment?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5c8e001 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c8e001\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-44e107b\" data-id=\"44e107b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d039351 elementor-widget elementor-widget-heading\" data-id=\"d039351\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">03<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f20c14a\" data-id=\"f20c14a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f48741 elementor-widget elementor-widget-text-editor\" data-id=\"6f48741\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Is the diversification of your retirement assets a deliberate structure, or the residual of accumulated decisions?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f19bf2 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6f19bf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cedf61d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cedf61d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e2cd538\" data-id=\"e2cd538\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-feebfaa elementor-widget elementor-widget-text-editor\" data-id=\"feebfaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"stack\">Tier 6 of 7<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-53b6ae8\" data-id=\"53b6ae8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-158da16 btn-primary elementor-widget elementor-widget-button\" data-id=\"158da16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Previous tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03ad8d1 btn-primary elementor-widget elementor-widget-button\" data-id=\"03ad8d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Next tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-5807\" aria-expanded=\"false\"><b>7<\/b> Legacy & Succession<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5807\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-5807\" tabindex=\"0\" hidden=\"hidden\"><style id=\"elementor-post-1635\">.elementor-1635 .elementor-element.elementor-element-e6a43a2{padding:0px 0px 0px 0px;}.elementor-1635 .elementor-element.elementor-element-21ec853 > .elementor-element-populated{border-style:solid;border-width:1px 1px 1px 1px;border-color:var( 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.elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-1635 .elementor-element.elementor-element-329257d .elementor-button .elementor-button-content-wrapper{gap:5px;}@media(min-width:768px){.elementor-1635 .elementor-element.elementor-element-0f0fa71{width:5%;}.elementor-1635 .elementor-element.elementor-element-fd0204f{width:95%;}.elementor-1635 .elementor-element.elementor-element-b2bdfe0{width:5%;}.elementor-1635 .elementor-element.elementor-element-7845ec1{width:95%;}.elementor-1635 .elementor-element.elementor-element-1e00a0a{width:5%;}.elementor-1635 .elementor-element.elementor-element-0bd7db0{width:95%;}}@media(max-width:1024px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height 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.elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-1635 .elementor-element.elementor-element-2f4df0f{padding:0px 0px 0px 0px;}.elementor-1635 .elementor-element.elementor-element-0f0fa71 > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-1635 .elementor-element.elementor-element-170638e{padding:0px 0px 0px 0px;}.elementor-1635 .elementor-element.elementor-element-b2bdfe0 > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-1635 .elementor-element.elementor-element-791da9e{padding:0px 0px 0px 0px;}.elementor-1635 .elementor-element.elementor-element-1e00a0a > .elementor-element-populated{border-width:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1635\" class=\"elementor elementor-1635\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e6a43a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e6a43a2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-21ec853 tab-col\" data-id=\"21ec853\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-666aaf3 elementor-widget elementor-widget-text-editor\" data-id=\"666aaf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>Tier 7 \u00b7 Personal<\/b><\/p><h2>Legacy &amp; Succession<\/h2><p class=\"panel-head\"><em><strong>Tax &amp; Legacy<\/strong> \u00b7 The final expression of the plan.<\/em><\/p><p><span style=\"font-weight: 400;\">At the seventh tier the question shifts from accumulation to transmission. The wealth assembled across a working life does not, in itself, secure its passage to the next generation. Without structured intent, even the most carefully built estate can be materially diminished by Capital Acquisitions Tax (CAT), by family complexity, or by the simple absence of clear direction.<\/span><\/p><p><span style=\"font-weight: 400;\">The structures that address it are not difficult to design. They are difficult to design retrospectively.<\/span><\/p><p><span style=\"font-weight: 400;\">Generation after generation, the families we have served longest are those for whom this tier has been considered, structured and reviewed in advance \u2014 not contemplated for the first time when the event that calls upon it has already arrived.<br \/><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c853a2 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7c853a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7b7a29 elementor-widget elementor-widget-text-editor\" data-id=\"b7b7a29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>WHAT SITS AT THIS TIER<\/b><\/p><table><tbody><tr><td><p>Inheritance Tax (CAT) Planning<\/p><\/td><td><p><span style=\"font-weight: 400;\">Establishing the exposure that exists today on the assumption that nothing changes, and structuring against it in good time.<\/span><\/p><\/td><\/tr><tr><td><p>Section 72 Life Policies<\/p><\/td><td><p><span style=\"font-weight: 400;\">A whole-of-life policy written in trust, designed under Section 72 of the Capital Acquisitions Tax Consolidation Act 2003 to fund a future CAT liability free of CAT itself. Transforms a future tax bill into a predictable premium.<\/span><\/p><\/td><\/tr><tr><td><p>Section 73 Savings Plans<\/p><\/td><td><p><span style=\"font-weight: 400;\">A regular-premium savings plan taken out by intended beneficiaries, with proceeds applied to discharge their CAT liability free of CAT. An effective alternative where Section 72 is unavailable.<\/span><\/p><\/td><\/tr><tr><td><p>Bare &amp; Discretionary Trusts for Children<\/p><\/td><td><p><span style=\"font-weight: 400;\">Legal structures that transfer or hold capital for the next generation \u2014 outright through a bare trust, or with retained control through a discretionary trust.<\/span><\/p><\/td><\/tr><tr><td><p>Small Gift Exemption Gifting<\/p><\/td><td><p><span style=\"font-weight: 400;\">Systematic use of the annual per-donor, per-donee CAT exemption to move capital across multiple beneficiaries and years.<\/span><\/p><\/td><\/tr><tr><td><p>Capital Gains Tax (CGT) \u2014 Timing &amp; Disposal Strategy<\/p><\/td><td><p><span style=\"font-weight: 400;\">The sequencing of disposals so that a gain is realised at the point that serves the wider plan.<\/span><\/p><\/td><\/tr><tr><td><p>ARF Inheritance Planning<\/p><\/td><td><p><span style=\"font-weight: 400;\">Structuring an Approved Retirement Fund with its inheritance characteristics designed in from the outset, given the treatment pension assets uniquely enjoy on death.<\/span><\/p><\/td><\/tr><tr><td><p>Charitable Bequests<\/p><\/td><td><p><span style=\"font-weight: 400;\">Gifts to charity structured within the estate plan, expressing philanthropic intent while, where conditions are met, reducing the taxable estate.<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d21e85 elementor-icon-list--layout-inline warn-icon elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9d21e85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h4>Warning:<\/h4>The value of your investment may go down as well as up.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6987dc1 cash-em elementor-widget elementor-widget-text-editor\" data-id=\"6987dc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>WHERE THE WORK SITS WITH YOUR SOLICITOR<\/b><\/p><p><span style=\"font-weight: 400;\">Two matters belong at this stage of an Irish family\u2019s life and fall outside the regulated remit of a financial adviser.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86d7a1f elementor-widget elementor-widget-text-editor\" data-id=\"86d7a1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table><tbody><tr><td colspan=\"2\"><p>Wills &amp; Succession Planning<\/p><\/td><td><p><span style=\"font-weight: 400;\">A clear, current Will, drafted by your solicitor, coordinated with the financial plan. The instrument without which every other intention is left to interpretation.<\/span><\/p><\/td><\/tr><tr><td colspan=\"2\"><p>Enduring Power of Attorney (EPA)<\/p><\/td><td><p><span style=\"font-weight: 400;\">The legal architecture of capacity, put in place by your solicitor while capacity is not in question.<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b01c4b cash-em elementor-widget elementor-widget-text-editor\" data-id=\"7b01c4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We raise both in our one-to-one conversations so they are not left to fall between stools, and so the right specialist is brought to the table in good time. The drafting is your solicitor\u2019s work; the coordination with the plan is ours.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d63382 cash-em elementor-widget elementor-widget-text-editor\" data-id=\"5d63382\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><em>\u201cThe greatest gift you can leave the next generation is not simply wealth. It is a plan \u2014 structured with care, executed with precision, and reviewed in partnership with advisers who know your family as well as your balance sheet.\u201d<\/em><\/p><p>\u2014 Barry Oliver LIB QFA EFA, Principal &amp; Founder<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4879bf3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4879bf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ec0800 elementor-widget elementor-widget-text-editor\" data-id=\"0ec0800\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>QUESTIONS WORTH SITTING WITH<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd85f22 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"bd85f22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2f4df0f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2f4df0f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0f0fa71\" data-id=\"0f0fa71\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67e3526 elementor-widget elementor-widget-heading\" data-id=\"67e3526\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">01<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fd0204f\" data-id=\"fd0204f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a565b6 elementor-widget elementor-widget-text-editor\" data-id=\"6a565b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>What is your family\u2019s CAT exposure today, on the assumption that nothing changes?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-170638e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"170638e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b2bdfe0\" data-id=\"b2bdfe0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2975030 elementor-widget elementor-widget-heading\" data-id=\"2975030\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">02<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7845ec1\" data-id=\"7845ec1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c7e167d elementor-widget elementor-widget-text-editor\" data-id=\"c7e167d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Is the structure you intend for transmission written, dated and reviewed \u2014 or held privately in intention only?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-791da9e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"791da9e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1e00a0a\" data-id=\"1e00a0a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7958a33 elementor-widget elementor-widget-heading\" data-id=\"7958a33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">03<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0bd7db0\" data-id=\"0bd7db0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-addec58 elementor-widget elementor-widget-text-editor\" data-id=\"addec58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Does the generation that will be served by this plan know of its existence, and the names of the advisers who hold it with you?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-ede545c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ede545c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7b4dad8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7b4dad8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-03e359a\" data-id=\"03e359a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4927b82 elementor-widget elementor-widget-text-editor\" data-id=\"4927b82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"stack\">Tier 7 of 7<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0cbe18d\" data-id=\"0cbe18d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cf6c113 btn-primary elementor-widget elementor-widget-button\" data-id=\"cf6c113\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Previous tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-329257d btn-primary elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"329257d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Next tier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ae2478 elementor-widget elementor-widget-text-editor\" data-id=\"8ae2478\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Few households arrive at a financial review with all seven tiers in proportionate order. Most arrive with the upper tiers more developed than the lower: investment portfolios held alongside thin protection cover, pension contributions made alongside consumer debt, legacy intentions held privately alongside an undocumented will.<\/p><p><span style=\"font-weight: 400;\">Our work, in every initial engagement, is not to recommend new products. It is to bring the tiers into the order experience has taught us they belong in.<\/span><\/p><p><span style=\"font-weight: 400;\">Begin the conversation The first conversation costs nothing. The absence of one can cost a great deal. We would welcome the opportunity to understand where you sit within the hierarchy today \u2014 and, where we can add genuine value, to show you how to bring it into the order it deserves.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fba9671 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"fba9671\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cfea17 elementor-widget elementor-widget-text-editor\" data-id=\"8cfea17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>QUESTIONS WORTH SITTING WITH<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61e6073 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"61e6073\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bc78b02 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bc78b02\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-777ba08\" data-id=\"777ba08\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad475e4 elementor-widget elementor-widget-heading\" data-id=\"ad475e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">01<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7a1d747\" data-id=\"7a1d747\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-934182c elementor-widget elementor-widget-text-editor\" data-id=\"934182c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Of the seven tiers, which sits least resolved in your household today?<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f1b50b0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f1b50b0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f216505\" data-id=\"f216505\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-834b54e elementor-widget elementor-widget-heading\" data-id=\"834b54e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">02<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6b48ae0\" data-id=\"6b48ae0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b33d7a elementor-widget elementor-widget-text-editor\" data-id=\"7b33d7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If you and your partner were asked the same question separately, would the answers agree?<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e6661d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e6661d2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1093fdf\" data-id=\"1093fdf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b58ac43 elementor-widget elementor-widget-heading\" data-id=\"b58ac43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">03<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-99a3efb\" data-id=\"99a3efb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01500ef elementor-widget elementor-widget-text-editor\" data-id=\"01500ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">What is the single question, drawn from these pages, you would most like to have answered in the next quarter?<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae8a9f0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ae8a9f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-74d427a personal-sec elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"74d427a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5ccb2cf\" data-id=\"5ccb2cf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c2ca6ab elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-search\" data-id=\"c2ca6ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;submit_trigger&quot;:&quot;click_submit&quot;,&quot;pagination_type_options&quot;:&quot;none&quot;}\" data-widget_type=\"search.default\">\n\t\t\t\t\t\t\t<search class=\"e-search hidden\" role=\"search\">\n\t\t\t<form class=\"e-search-form\" action=\"https:\/\/cwsdemowebsites.com\/ppfs\" method=\"get\">\n\n\t\t\t\t\n\t\t\t\t<label class=\"e-search-label\" for=\"search-c2ca6ab\">\n\t\t\t\t\t<span class=\"elementor-screen-only\">\n\t\t\t\t\t\tSearch\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/label>\n\n\t\t\t\t<div class=\"e-search-input-wrapper\">\n\t\t\t\t\t<input id=\"search-c2ca6ab\" placeholder=\"Type to start searching...\" class=\"e-search-input\" type=\"search\" name=\"s\" value=\"\" autocomplete=\"off\" role=\"combobox\" aria-autocomplete=\"list\" aria-expanded=\"false\" aria-controls=\"results-c2ca6ab\" aria-haspopup=\"listbox\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t<output id=\"results-c2ca6ab\" class=\"e-search-results-container hide-loader\" aria-live=\"polite\" aria-atomic=\"true\" aria-label=\"Results for search\" tabindex=\"0\">\n\t\t\t\t\t\t<div class=\"e-search-results\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/output>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<button class=\"e-search-submit  \" type=\"submit\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<span class=\"\">\n\t\t\t\t\t\tSearch\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t<input type=\"hidden\" name=\"e_search_props\" value=\"c2ca6ab-304\">\n\t\t\t<\/form>\n\t\t<\/search>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b1cf2f elementor-widget elementor-widget-heading\" data-id=\"1b1cf2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Personal Financial <b>Services<\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76b0ea8 elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"76b0ea8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1241\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1241\" aria-expanded=\"false\"><b>01<\/b> Financial Planning<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1242\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1242\" aria-expanded=\"false\"><b>02<\/b> Protection<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1243\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1243\" aria-expanded=\"false\"><b>03<\/b> Pensions<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1244\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1244\" aria-expanded=\"false\"><b>04<\/b> Savings<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1245\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1245\" aria-expanded=\"false\"><b>05<\/b> Retirement<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1246\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1246\" aria-expanded=\"false\"><b>06<\/b> Tax & Estate<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1247\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1247\" aria-expanded=\"false\">All services<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1241\" aria-expanded=\"false\"><b>01<\/b> Financial Planning<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1241\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1241\" tabindex=\"0\" hidden=\"false\"><style id=\"elementor-post-324\">.elementor-324 .elementor-element.elementor-element-d7f229c{padding:30px 0px 30px 0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size );font-weight:var( --e-global-typography-primary-font-weight );line-height:var( --e-global-typography-primary-line-height );color:var( 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.elementor-widget-wrap{align-items:center;}.elementor-324 .elementor-element.elementor-element-008f227.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-324 .elementor-element.elementor-element-008f227 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-324 .elementor-element.elementor-element-ce85687{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-324 .elementor-element.elementor-element-ce85687 p{margin-block-end:0px;}.elementor-324 .elementor-element.elementor-element-bf1b34e .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-324 .elementor-element.elementor-element-bf1b34e .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-324 .elementor-element.elementor-element-4e86d94{padding:20px 0px 0px 0px;}.elementor-bc-flex-widget .elementor-324 .elementor-element.elementor-element-ff688ce.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-324 .elementor-element.elementor-element-ff688ce.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-324 .elementor-element.elementor-element-ff688ce > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-324 .elementor-element.elementor-element-02880b5{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-324 .elementor-element.elementor-element-02880b5 p{margin-block-end:0px;}.elementor-324 .elementor-element.elementor-element-5e88834 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-324 .elementor-element.elementor-element-5e88834 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-324 .elementor-element.elementor-element-c061d7c.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-324 .elementor-element.elementor-element-c061d7c.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-324 .elementor-element.elementor-element-c061d7c > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-324 .elementor-element.elementor-element-d493311{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-324 .elementor-element.elementor-element-d493311 p{margin-block-end:0px;}.elementor-324 .elementor-element.elementor-element-4e0ae67 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-324 .elementor-element.elementor-element-4e0ae67 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-324 .elementor-element.elementor-element-991d1c2.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-324 .elementor-element.elementor-element-991d1c2.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-324 .elementor-element.elementor-element-991d1c2 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-324 .elementor-element.elementor-element-798401d{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-324 .elementor-element.elementor-element-798401d p{margin-block-end:0px;}.elementor-324 .elementor-element.elementor-element-006dce4 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-324 .elementor-element.elementor-element-006dce4 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-324 .elementor-element.elementor-element-4fe7f07.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-324 .elementor-element.elementor-element-4fe7f07.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-324 .elementor-element.elementor-element-4fe7f07 > .elementor-element-populated{padding:0px 0px 0px 0px;}@media(max-width:1024px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}@media(max-width:767px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"324\" class=\"elementor elementor-324\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d7f229c plan-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d7f229c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a18dcd7\" data-id=\"a18dcd7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b20c39 elementor-widget elementor-widget-heading\" data-id=\"7b20c39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Active Filter: <b>Foundational Financial Planning<\/b><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d2b2440 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d2b2440\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-b19d30e why-inner-col plan-inner-col\" data-id=\"b19d30e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-acad099 elementor-widget elementor-widget-text-editor\" data-id=\"acad099\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Budget &amp; Cashflow Planning<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ec8e48 elementor-widget elementor-widget-button\" data-id=\"1ec8e48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/budget-cashflow-planning\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-56ce23b why-inner-col plan-inner-col\" data-id=\"56ce23b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a922b9 elementor-widget elementor-widget-text-editor\" data-id=\"2a922b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Emergency Fund \u2014 Your Financial Safety Net<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f427203 elementor-widget elementor-widget-button\" data-id=\"f427203\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/emergency-fund-your-financial-safety-net\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-9626feb why-inner-col plan-inner-col\" data-id=\"9626feb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc30ebd elementor-widget elementor-widget-text-editor\" data-id=\"bc30ebd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Debt Management \u2014 Clearing the Right Debt First<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7fa555 elementor-widget elementor-widget-button\" data-id=\"f7fa555\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/debt-management-clearing-the-right-debt-first\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-008f227 why-inner-col plan-inner-col\" data-id=\"008f227\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ce85687 elementor-widget elementor-widget-text-editor\" data-id=\"ce85687\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Standalone Financial Planning Consultation<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf1b34e elementor-widget elementor-widget-button\" data-id=\"bf1b34e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/standalone-financial-planning-consultation\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4e86d94 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4e86d94\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-ff688ce why-inner-col plan-inner-col\" data-id=\"ff688ce\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-02880b5 elementor-widget elementor-widget-text-editor\" data-id=\"02880b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Claims Assistance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e88834 elementor-widget elementor-widget-button\" data-id=\"5e88834\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/claims-assistance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-c061d7c why-inner-col plan-inner-col\" data-id=\"c061d7c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d493311 elementor-widget elementor-widget-text-editor\" data-id=\"d493311\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Vulnerable &amp; Later-Life Customer Support<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e0ae67 elementor-widget elementor-widget-button\" data-id=\"4e0ae67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/vulnerable-later-life-customer-support\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-991d1c2 why-inner-col plan-inner-col\" data-id=\"991d1c2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-798401d elementor-widget elementor-widget-text-editor\" data-id=\"798401d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Redundancy &amp; Severance Planning<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-006dce4 elementor-widget elementor-widget-button\" data-id=\"006dce4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/redundancy-severance-planning\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-4fe7f07 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"4fe7f07\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1242\" aria-expanded=\"false\"><b>02<\/b> Protection<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1242\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1242\" tabindex=\"0\" hidden=\"hidden\"><style id=\"elementor-post-327\">.elementor-327 .elementor-element.elementor-element-3293a32{padding:0px 0px 30px 0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size );font-weight:var( --e-global-typography-primary-font-weight );line-height:var( --e-global-typography-primary-line-height );color:var( --e-global-color-primary );}.elementor-327 .elementor-element.elementor-element-8fb24bd{text-align:center;}.elementor-327 .elementor-element.elementor-element-8fb24bd .elementor-heading-title{font-family:\"Roboto\", Sans-serif;font-size:25px;font-weight:500;line-height:45px;}.elementor-327 .elementor-element.elementor-element-452fa6f{padding:20px 0px 0px 0px;}.elementor-bc-flex-widget .elementor-327 .elementor-element.elementor-element-06b5034.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-327 .elementor-element.elementor-element-06b5034.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-327 .elementor-element.elementor-element-06b5034 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-327 .elementor-element.elementor-element-4cd6870{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-327 .elementor-element.elementor-element-4cd6870 p{margin-block-end:0px;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-size:var( --e-global-typography-accent-font-size );font-weight:var( --e-global-typography-accent-font-weight );line-height:var( --e-global-typography-accent-line-height );}.elementor-327 .elementor-element.elementor-element-66d1efc .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-327 .elementor-element.elementor-element-66d1efc .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-327 .elementor-element.elementor-element-e59e2f6.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-327 .elementor-element.elementor-element-e59e2f6.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-327 .elementor-element.elementor-element-e59e2f6 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-327 .elementor-element.elementor-element-5928037{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-327 .elementor-element.elementor-element-5928037 p{margin-block-end:0px;}.elementor-327 .elementor-element.elementor-element-e2276ad .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-327 .elementor-element.elementor-element-e2276ad .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-327 .elementor-element.elementor-element-cb9aef8.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-327 .elementor-element.elementor-element-cb9aef8.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-327 .elementor-element.elementor-element-cb9aef8 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-327 .elementor-element.elementor-element-e3cbc5f{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-327 .elementor-element.elementor-element-e3cbc5f p{margin-block-end:0px;}.elementor-327 .elementor-element.elementor-element-b21b905 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-327 .elementor-element.elementor-element-b21b905 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-327 .elementor-element.elementor-element-bd2a15f.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-327 .elementor-element.elementor-element-bd2a15f.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-327 .elementor-element.elementor-element-bd2a15f > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-327 .elementor-element.elementor-element-b4883fd{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-327 .elementor-element.elementor-element-b4883fd p{margin-block-end:0px;}.elementor-327 .elementor-element.elementor-element-19db6ac .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-327 .elementor-element.elementor-element-19db6ac .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-327 .elementor-element.elementor-element-09e0394{padding:20px 0px 0px 0px;}.elementor-bc-flex-widget .elementor-327 .elementor-element.elementor-element-a52784a.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-327 .elementor-element.elementor-element-a52784a.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-327 .elementor-element.elementor-element-a52784a > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-327 .elementor-element.elementor-element-39e4d63{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-327 .elementor-element.elementor-element-39e4d63 p{margin-block-end:0px;}.elementor-327 .elementor-element.elementor-element-2c56cad .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-327 .elementor-element.elementor-element-2c56cad .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-327 .elementor-element.elementor-element-4df046b.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-327 .elementor-element.elementor-element-4df046b.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-327 .elementor-element.elementor-element-4df046b > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-327 .elementor-element.elementor-element-676f0ea{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-327 .elementor-element.elementor-element-676f0ea p{margin-block-end:0px;}.elementor-327 .elementor-element.elementor-element-a6d7f72 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-327 .elementor-element.elementor-element-a6d7f72 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-327 .elementor-element.elementor-element-2442ded.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-327 .elementor-element.elementor-element-2442ded.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-327 .elementor-element.elementor-element-2442ded > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-327 .elementor-element.elementor-element-81bd100{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-327 .elementor-element.elementor-element-81bd100 p{margin-block-end:0px;}.elementor-327 .elementor-element.elementor-element-b4f7634 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-327 .elementor-element.elementor-element-b4f7634 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-327 .elementor-element.elementor-element-7e05f89.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-327 .elementor-element.elementor-element-7e05f89.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-327 .elementor-element.elementor-element-7e05f89 > .elementor-element-populated{padding:0px 0px 0px 0px;}@media(max-width:1024px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}@media(max-width:767px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"327\" class=\"elementor elementor-327\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3293a32 plan-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3293a32\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf8ad50\" data-id=\"cf8ad50\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8fb24bd elementor-widget elementor-widget-heading\" data-id=\"8fb24bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Active Filter: <b>Life &amp; Income Protection <\/b><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-452fa6f why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"452fa6f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-06b5034 why-inner-col plan-inner-col\" data-id=\"06b5034\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4cd6870 elementor-widget elementor-widget-text-editor\" data-id=\"4cd6870\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mortgage Protection<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66d1efc elementor-widget elementor-widget-button\" data-id=\"66d1efc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/mortgage-protection\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-e59e2f6 why-inner-col plan-inner-col\" data-id=\"e59e2f6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5928037 elementor-widget elementor-widget-text-editor\" data-id=\"5928037\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Term Life Assurance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2276ad elementor-widget elementor-widget-button\" data-id=\"e2276ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/term-life-assurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-cb9aef8 why-inner-col plan-inner-col\" data-id=\"cb9aef8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e3cbc5f elementor-widget elementor-widget-text-editor\" data-id=\"e3cbc5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Whole-of-Life Cover<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b21b905 elementor-widget elementor-widget-button\" data-id=\"b21b905\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/whole-of-life-cover\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-bd2a15f why-inner-col plan-inner-col\" data-id=\"bd2a15f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b4883fd elementor-widget elementor-widget-text-editor\" data-id=\"b4883fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Specified \/ Serious Illness Cover<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19db6ac elementor-widget elementor-widget-button\" data-id=\"19db6ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/specified-serious-illness-cover\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-09e0394 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"09e0394\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-a52784a why-inner-col plan-inner-col\" data-id=\"a52784a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39e4d63 elementor-widget elementor-widget-text-editor\" data-id=\"39e4d63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Income Protection<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c56cad elementor-widget elementor-widget-button\" data-id=\"2c56cad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/income-protection\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-4df046b why-inner-col plan-inner-col\" data-id=\"4df046b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-676f0ea elementor-widget elementor-widget-text-editor\" data-id=\"676f0ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pension Term Assurance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6d7f72 elementor-widget elementor-widget-button\" data-id=\"a6d7f72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/pension-term-assurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-2442ded why-inner-col plan-inner-col\" data-id=\"2442ded\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-81bd100 elementor-widget elementor-widget-text-editor\" data-id=\"81bd100\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Private Health<br \/>Insurance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4f7634 elementor-widget elementor-widget-button\" data-id=\"b4f7634\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/private-health-insurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7e05f89 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"7e05f89\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1243\" aria-expanded=\"false\"><b>03<\/b> Pensions<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1243\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1243\" tabindex=\"0\" hidden=\"hidden\"><style id=\"elementor-post-330\">.elementor-330 .elementor-element.elementor-element-ba785a7{padding:0px 0px 30px 0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size 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.elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-size:var( --e-global-typography-accent-font-size );font-weight:var( --e-global-typography-accent-font-weight );line-height:var( --e-global-typography-accent-line-height );}.elementor-330 .elementor-element.elementor-element-c97067a .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-330 .elementor-element.elementor-element-c97067a .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-330 .elementor-element.elementor-element-28cf585.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-330 .elementor-element.elementor-element-28cf585.elementor-column.elementor-element[data-element_type=\"column\"] > 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.elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-330 .elementor-element.elementor-element-570f351.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-330 .elementor-element.elementor-element-570f351.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-330 .elementor-element.elementor-element-570f351 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-330 .elementor-element.elementor-element-98dc49d{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-330 .elementor-element.elementor-element-98dc49d p{margin-block-end:0px;}.elementor-330 .elementor-element.elementor-element-277952b .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent 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.elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-330 .elementor-element.elementor-element-94c43dd .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-330 .elementor-element.elementor-element-23c662e.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-330 .elementor-element.elementor-element-23c662e.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-330 .elementor-element.elementor-element-23c662e > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-330 .elementor-element.elementor-element-82c2999{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-330 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.elementor-element.elementor-element-4de28df{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-330 .elementor-element.elementor-element-4de28df p{margin-block-end:0px;}.elementor-330 .elementor-element.elementor-element-9439855 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-330 .elementor-element.elementor-element-9439855 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-330 .elementor-element.elementor-element-a5dc7e9.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-330 .elementor-element.elementor-element-a5dc7e9.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-330 .elementor-element.elementor-element-a5dc7e9 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-330 .elementor-element.elementor-element-70a5c6b{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-330 .elementor-element.elementor-element-70a5c6b p{margin-block-end:0px;}.elementor-330 .elementor-element.elementor-element-0979f58 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-330 .elementor-element.elementor-element-0979f58 .elementor-button-content-wrapper{flex-direction:row-reverse;}@media(max-width:1024px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}@media(max-width:767px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"330\" class=\"elementor elementor-330\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ba785a7 plan-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ba785a7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0a5d976\" data-id=\"0a5d976\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3947b85 elementor-widget elementor-widget-heading\" data-id=\"3947b85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Active Filter: <b>Pensions<\/b><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-effda38 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"effda38\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-54bd44c why-inner-col plan-inner-col\" data-id=\"54bd44c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04fac94 elementor-widget elementor-widget-text-editor\" data-id=\"04fac94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Auto-Enrolment \u2014 My Future Fund<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c97067a elementor-widget elementor-widget-button\" data-id=\"c97067a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/auto-enrolment-my-future-fund\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-28cf585 why-inner-col plan-inner-col\" data-id=\"28cf585\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ac1fe8 elementor-widget elementor-widget-text-editor\" data-id=\"1ac1fe8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Occupational Pension Schemes<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9def2f3 elementor-widget elementor-widget-button\" data-id=\"9def2f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/occupational-pension-schemes\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3a83709 why-inner-col plan-inner-col\" data-id=\"3a83709\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c22acdc elementor-widget elementor-widget-text-editor\" data-id=\"c22acdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Personal Retirement Savings Account (PRSA)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-accf0bc elementor-widget elementor-widget-button\" data-id=\"accf0bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/personal-retirement-savings-account-prsa\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-570f351 why-inner-col plan-inner-col\" data-id=\"570f351\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-98dc49d elementor-widget elementor-widget-text-editor\" data-id=\"98dc49d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Personal Pension Plan<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-277952b elementor-widget elementor-widget-button\" data-id=\"277952b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/personal-pension-plan\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f00e37b why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f00e37b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-e6e4344 why-inner-col plan-inner-col\" data-id=\"e6e4344\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed4e8de elementor-widget elementor-widget-text-editor\" data-id=\"ed4e8de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Additional Voluntary Contributions (AVCs)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-387281d elementor-widget elementor-widget-button\" data-id=\"387281d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/additional-voluntary-contributions-avcs\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3e8fcc2 why-inner-col plan-inner-col\" data-id=\"3e8fcc2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69548f3 elementor-widget elementor-widget-text-editor\" data-id=\"69548f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Personal Retirement Bonds (PRBs)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9684f56 elementor-widget elementor-widget-button\" data-id=\"9684f56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/personal-retirement-bonds-prbs\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3531c95 why-inner-col plan-inner-col\" data-id=\"3531c95\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28946cc elementor-widget elementor-widget-text-editor\" data-id=\"28946cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Self-Directed Pension Options<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0859ce elementor-widget elementor-widget-button\" data-id=\"a0859ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/self-directed-pension-options\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-219044a why-inner-col plan-inner-col\" data-id=\"219044a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a49100 elementor-widget elementor-widget-text-editor\" data-id=\"7a49100\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pension Consolidation &amp; Tracing Lost Pensions<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1409ce8 elementor-widget elementor-widget-button\" data-id=\"1409ce8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/pension-consolidation-tracing-lost-pensions\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-76bb59b why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"76bb59b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-0cf8189 why-inner-col plan-inner-col\" data-id=\"0cf8189\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0025eed elementor-widget elementor-widget-text-editor\" data-id=\"0025eed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Divorce Planning &amp; Pension Adjustment Orders<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94c43dd elementor-widget elementor-widget-button\" data-id=\"94c43dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/divorce-planning-pension-adjustment-orders-paos\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-23c662e why-inner-col plan-inner-col\" data-id=\"23c662e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82c2999 elementor-widget elementor-widget-text-editor\" data-id=\"82c2999\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Leaving Service Options Advice<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5a7f13 elementor-widget elementor-widget-button\" data-id=\"c5a7f13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/leaving-service-options-advice\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-064a078 why-inner-col plan-inner-col\" data-id=\"064a078\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4de28df elementor-widget elementor-widget-text-editor\" data-id=\"4de28df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Enhanced Transfer Value (ETV) Offer Analysis<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9439855 elementor-widget elementor-widget-button\" data-id=\"9439855\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/enhanced-transfer-value-etv-offer-analysis\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-a5dc7e9 why-inner-col plan-inner-col\" data-id=\"a5dc7e9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70a5c6b elementor-widget elementor-widget-text-editor\" data-id=\"70a5c6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cross-Border Pension Transfers<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0979f58 elementor-widget elementor-widget-button\" data-id=\"0979f58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/cross-border-pension-transfers\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1244\" aria-expanded=\"false\"><b>04<\/b> Savings<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1244\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1244\" tabindex=\"0\" hidden=\"hidden\"><style id=\"elementor-post-333\">.elementor-333 .elementor-element.elementor-element-afff679{padding:0px 0px 30px 0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size );font-weight:var( --e-global-typography-primary-font-weight );line-height:var( --e-global-typography-primary-line-height );color:var( --e-global-color-primary );}.elementor-333 .elementor-element.elementor-element-4875ce3{text-align:center;}.elementor-333 .elementor-element.elementor-element-4875ce3 .elementor-heading-title{font-family:\"Roboto\", Sans-serif;font-size:25px;font-weight:500;line-height:45px;}.elementor-333 .elementor-element.elementor-element-ca9200e{padding:20px 0px 0px 0px;}.elementor-bc-flex-widget .elementor-333 .elementor-element.elementor-element-577be36.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-333 .elementor-element.elementor-element-577be36.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-333 .elementor-element.elementor-element-577be36 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-333 .elementor-element.elementor-element-6cb5aa4{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-333 .elementor-element.elementor-element-6cb5aa4 p{margin-block-end:0px;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-size:var( --e-global-typography-accent-font-size );font-weight:var( --e-global-typography-accent-font-weight );line-height:var( --e-global-typography-accent-line-height );}.elementor-333 .elementor-element.elementor-element-4bb5244 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-333 .elementor-element.elementor-element-4bb5244 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-333 .elementor-element.elementor-element-483f572.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-333 .elementor-element.elementor-element-483f572.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-333 .elementor-element.elementor-element-483f572 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-333 .elementor-element.elementor-element-7a21650{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-333 .elementor-element.elementor-element-7a21650 p{margin-block-end:0px;}.elementor-333 .elementor-element.elementor-element-646213e .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-333 .elementor-element.elementor-element-646213e .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-333 .elementor-element.elementor-element-9ae6dba.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-333 .elementor-element.elementor-element-9ae6dba.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-333 .elementor-element.elementor-element-9ae6dba > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-333 .elementor-element.elementor-element-7b1af37{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-333 .elementor-element.elementor-element-7b1af37 p{margin-block-end:0px;}.elementor-333 .elementor-element.elementor-element-769fb4c .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-333 .elementor-element.elementor-element-769fb4c .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-333 .elementor-element.elementor-element-f82f8e0.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-333 .elementor-element.elementor-element-f82f8e0.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-333 .elementor-element.elementor-element-f82f8e0 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-333 .elementor-element.elementor-element-45d1ae9{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-333 .elementor-element.elementor-element-45d1ae9 p{margin-block-end:0px;}.elementor-333 .elementor-element.elementor-element-d5e5d11 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-333 .elementor-element.elementor-element-d5e5d11 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-333 .elementor-element.elementor-element-c538ba6{padding:20px 0px 0px 0px;}.elementor-bc-flex-widget .elementor-333 .elementor-element.elementor-element-3d9cce5.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-333 .elementor-element.elementor-element-3d9cce5.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-333 .elementor-element.elementor-element-3d9cce5 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-333 .elementor-element.elementor-element-15e662b{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-333 .elementor-element.elementor-element-15e662b p{margin-block-end:0px;}.elementor-333 .elementor-element.elementor-element-197e7b7 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-333 .elementor-element.elementor-element-197e7b7 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-333 .elementor-element.elementor-element-11d4566.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-333 .elementor-element.elementor-element-11d4566.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-333 .elementor-element.elementor-element-11d4566 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-333 .elementor-element.elementor-element-f6aae60{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-333 .elementor-element.elementor-element-f6aae60 p{margin-block-end:0px;}.elementor-333 .elementor-element.elementor-element-9fb8647 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-333 .elementor-element.elementor-element-9fb8647 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-333 .elementor-element.elementor-element-3d25de1.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-333 .elementor-element.elementor-element-3d25de1.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-333 .elementor-element.elementor-element-3d25de1 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-bc-flex-widget .elementor-333 .elementor-element.elementor-element-4cc889f.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-333 .elementor-element.elementor-element-4cc889f.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-333 .elementor-element.elementor-element-4cc889f > .elementor-element-populated{padding:0px 0px 0px 0px;}@media(max-width:1024px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}@media(max-width:767px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"333\" class=\"elementor elementor-333\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-afff679 plan-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"afff679\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0d8c42d\" data-id=\"0d8c42d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4875ce3 elementor-widget elementor-widget-heading\" data-id=\"4875ce3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Active Filter:<b> Savings &amp; Investments <\/b><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ca9200e why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca9200e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-577be36 why-inner-col plan-inner-col\" data-id=\"577be36\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6cb5aa4 elementor-widget elementor-widget-text-editor\" data-id=\"6cb5aa4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Instant Access &amp; Demand Deposit Accounts<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bb5244 elementor-widget elementor-widget-button\" data-id=\"4bb5244\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/instant-access-demand-deposit-accounts-your-financial-foundation\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-483f572 why-inner-col plan-inner-col\" data-id=\"483f572\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a21650 elementor-widget elementor-widget-text-editor\" data-id=\"7a21650\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tracker Funds &amp; Structured Products<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-646213e elementor-widget elementor-widget-button\" data-id=\"646213e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/tracker-funds-structured-products\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-9ae6dba why-inner-col plan-inner-col\" data-id=\"9ae6dba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b1af37 elementor-widget elementor-widget-text-editor\" data-id=\"7b1af37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Unit-Linked &amp; Actively Managed Funds<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-769fb4c elementor-widget elementor-widget-button\" data-id=\"769fb4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/unit-linked-funds-actively-managed-funds\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-f82f8e0 why-inner-col plan-inner-col\" data-id=\"f82f8e0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45d1ae9 elementor-widget elementor-widget-text-editor\" data-id=\"45d1ae9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Direct Equities &amp; Exchange-Traded Funds (ETFs)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5e5d11 elementor-widget elementor-widget-button\" data-id=\"d5e5d11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/direct-equities-exchange-traded-funds-etfs\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c538ba6 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c538ba6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3d9cce5 why-inner-col plan-inner-col\" data-id=\"3d9cce5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15e662b elementor-widget elementor-widget-text-editor\" data-id=\"15e662b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Government &amp; Corporate Bonds<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-197e7b7 elementor-widget elementor-widget-button\" data-id=\"197e7b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/government-corporate-bonds\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-11d4566 why-inner-col plan-inner-col\" data-id=\"11d4566\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f6aae60 elementor-widget elementor-widget-text-editor\" data-id=\"f6aae60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Investment Property<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fb8647 elementor-widget elementor-widget-button\" data-id=\"9fb8647\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/investment-property\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3d25de1 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"3d25de1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-4cc889f elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"4cc889f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1245\" aria-expanded=\"false\"><b>05<\/b> Retirement<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1245\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1245\" tabindex=\"0\" hidden=\"hidden\"><style id=\"elementor-post-336\">.elementor-336 .elementor-element.elementor-element-68d537f{padding:0px 0px 30px 0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size );font-weight:var( --e-global-typography-primary-font-weight );line-height:var( --e-global-typography-primary-line-height );color:var( --e-global-color-primary );}.elementor-336 .elementor-element.elementor-element-c527e5a{text-align:center;}.elementor-336 .elementor-element.elementor-element-c527e5a .elementor-heading-title{font-family:\"Roboto\", Sans-serif;font-size:25px;font-weight:500;line-height:45px;}.elementor-336 .elementor-element.elementor-element-146fc86{padding:20px 0px 0px 0px;}.elementor-bc-flex-widget .elementor-336 .elementor-element.elementor-element-78e5673.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-336 .elementor-element.elementor-element-78e5673.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-336 .elementor-element.elementor-element-78e5673 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-336 .elementor-element.elementor-element-33f9962{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-336 .elementor-element.elementor-element-33f9962 p{margin-block-end:0px;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-size:var( --e-global-typography-accent-font-size );font-weight:var( --e-global-typography-accent-font-weight );line-height:var( --e-global-typography-accent-line-height );}.elementor-336 .elementor-element.elementor-element-305332e .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-305332e .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-336 .elementor-element.elementor-element-891a49a.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-336 .elementor-element.elementor-element-891a49a.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-336 .elementor-element.elementor-element-891a49a > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-f651594{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-336 .elementor-element.elementor-element-f651594 p{margin-block-end:0px;}.elementor-336 .elementor-element.elementor-element-eef9a90 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-eef9a90 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-336 .elementor-element.elementor-element-27f8566.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-336 .elementor-element.elementor-element-27f8566.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-336 .elementor-element.elementor-element-27f8566 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-167a52c{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-336 .elementor-element.elementor-element-167a52c p{margin-block-end:0px;}.elementor-336 .elementor-element.elementor-element-3235459 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-3235459 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-336 .elementor-element.elementor-element-25138c1.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-336 .elementor-element.elementor-element-25138c1.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-336 .elementor-element.elementor-element-25138c1 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-80506d6{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-336 .elementor-element.elementor-element-80506d6 p{margin-block-end:0px;}.elementor-336 .elementor-element.elementor-element-c772252 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-c772252 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-336 .elementor-element.elementor-element-db5a9b3{padding:20px 0px 0px 0px;}.elementor-bc-flex-widget .elementor-336 .elementor-element.elementor-element-00af5e2.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-336 .elementor-element.elementor-element-00af5e2.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-336 .elementor-element.elementor-element-00af5e2 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-bd0610b{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-336 .elementor-element.elementor-element-bd0610b p{margin-block-end:0px;}.elementor-336 .elementor-element.elementor-element-411a88e .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-411a88e .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-336 .elementor-element.elementor-element-5daa503.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-336 .elementor-element.elementor-element-5daa503.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-336 .elementor-element.elementor-element-5daa503 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-feb966b{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-336 .elementor-element.elementor-element-feb966b p{margin-block-end:0px;}.elementor-336 .elementor-element.elementor-element-d9dbeb8 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-d9dbeb8 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-336 .elementor-element.elementor-element-05f8545.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-336 .elementor-element.elementor-element-05f8545.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-336 .elementor-element.elementor-element-05f8545 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-f853aa8{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-336 .elementor-element.elementor-element-f853aa8 p{margin-block-end:0px;}.elementor-336 .elementor-element.elementor-element-27e02b7 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-27e02b7 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-336 .elementor-element.elementor-element-8173207.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-336 .elementor-element.elementor-element-8173207.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-336 .elementor-element.elementor-element-8173207 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-00c912d{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-336 .elementor-element.elementor-element-00c912d p{margin-block-end:0px;}.elementor-336 .elementor-element.elementor-element-c3062d8 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-336 .elementor-element.elementor-element-c3062d8 .elementor-button-content-wrapper{flex-direction:row-reverse;}@media(max-width:1024px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}@media(max-width:767px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"336\" class=\"elementor elementor-336\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-68d537f plan-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"68d537f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-02796a1\" data-id=\"02796a1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c527e5a elementor-widget elementor-widget-heading\" data-id=\"c527e5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Active Filter: <b>Tax &amp; Estate Planning <\/b><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-146fc86 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"146fc86\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-78e5673 why-inner-col plan-inner-col\" data-id=\"78e5673\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33f9962 elementor-widget elementor-widget-text-editor\" data-id=\"33f9962\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Wills &amp; Succession Planning<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-305332e elementor-widget elementor-widget-button\" data-id=\"305332e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/wills-succession-planning-the-non-negotiable-first-step\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-891a49a why-inner-col plan-inner-col\" data-id=\"891a49a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f651594 elementor-widget elementor-widget-text-editor\" data-id=\"f651594\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Inheritance Tax (CAT) Planning<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eef9a90 elementor-widget elementor-widget-button\" data-id=\"eef9a90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/inheritance-tax-cat-planning\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-27f8566 why-inner-col plan-inner-col\" data-id=\"27f8566\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-167a52c elementor-widget elementor-widget-text-editor\" data-id=\"167a52c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Capital Gains Tax (CGT) \u2014 Timing &amp; Disposal Strategy<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3235459 elementor-widget elementor-widget-button\" data-id=\"3235459\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/capital-gains-tax-cgt-timing-disposal-strategy\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-25138c1 why-inner-col plan-inner-col\" data-id=\"25138c1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80506d6 elementor-widget elementor-widget-text-editor\" data-id=\"80506d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bare Trusts &amp; Discretionary Trusts for Children<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c772252 elementor-widget elementor-widget-button\" data-id=\"c772252\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/bare-trusts-discretionary-trusts-for-children\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-db5a9b3 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"db5a9b3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-00af5e2 why-inner-col plan-inner-col\" data-id=\"00af5e2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bd0610b elementor-widget elementor-widget-text-editor\" data-id=\"bd0610b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Charitable Bequests \u2014 Building a Meaningful Legacy<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-411a88e elementor-widget elementor-widget-button\" data-id=\"411a88e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/charitable-bequests-building-a-meaningful-legacy\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-5daa503 why-inner-col plan-inner-col\" data-id=\"5daa503\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-feb966b elementor-widget elementor-widget-text-editor\" data-id=\"feb966b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Section 73 Savings Plans<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9dbeb8 elementor-widget elementor-widget-button\" data-id=\"d9dbeb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/inheritance-tax-planning-section-73-savings-plans\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-05f8545 why-inner-col plan-inner-col\" data-id=\"05f8545\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f853aa8 elementor-widget elementor-widget-text-editor\" data-id=\"f853aa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Section 72 Life Policies<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27e02b7 elementor-widget elementor-widget-button\" data-id=\"27e02b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/inheritance-tax-planning-section-72-life-policies\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-8173207 why-inner-col plan-inner-col\" data-id=\"8173207\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-00c912d elementor-widget elementor-widget-text-editor\" data-id=\"00c912d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Enduring Power of Attorney (EPA)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3062d8 elementor-widget elementor-widget-button\" data-id=\"c3062d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/enduring-power-of-attorney-epa-planning-for-incapacity\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path 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more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1246\" aria-expanded=\"false\"><b>06<\/b> Tax & Estate<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1246\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1246\" tabindex=\"0\" hidden=\"hidden\"><style id=\"elementor-post-339\">.elementor-339 .elementor-element.elementor-element-6e11f56{padding:0px 0px 30px 0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size 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.elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-339 .elementor-element.elementor-element-430ed26 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-339 .elementor-element.elementor-element-f40f297.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-339 .elementor-element.elementor-element-f40f297.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-339 .elementor-element.elementor-element-f40f297 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-bc-flex-widget .elementor-339 .elementor-element.elementor-element-024db85.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-339 .elementor-element.elementor-element-024db85.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-339 .elementor-element.elementor-element-024db85 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-bc-flex-widget .elementor-339 .elementor-element.elementor-element-f490238.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-339 .elementor-element.elementor-element-f490238.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-339 .elementor-element.elementor-element-f490238 > .elementor-element-populated{padding:0px 0px 0px 0px;}@media(max-width:1024px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}@media(max-width:767px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"339\" class=\"elementor elementor-339\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6e11f56 plan-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6e11f56\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8f1300e\" data-id=\"8f1300e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5aad7b8 elementor-widget elementor-widget-heading\" data-id=\"5aad7b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Active Filter: <b>Tax &amp; Estate Planning <\/b><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c14b6a0 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c14b6a0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-23c8f17 why-inner-col plan-inner-col\" data-id=\"23c8f17\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-afdc34a elementor-widget elementor-widget-text-editor\" data-id=\"afdc34a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Wills &amp; Succession Planning<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-234f0f5 elementor-widget elementor-widget-button\" data-id=\"234f0f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/wills-succession-planning-the-non-negotiable-first-step\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-38a63f6 why-inner-col plan-inner-col\" data-id=\"38a63f6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aeedd0e elementor-widget elementor-widget-text-editor\" data-id=\"aeedd0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Inheritance Tax (CAT) Planning<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bcd591 elementor-widget elementor-widget-button\" data-id=\"8bcd591\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/inheritance-tax-cat-planning\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-de5b2a0 why-inner-col plan-inner-col\" data-id=\"de5b2a0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49d632f elementor-widget elementor-widget-text-editor\" data-id=\"49d632f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Capital Gains Tax (CGT) \u2014 Timing &amp; Disposal Strategy<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44bde27 elementor-widget elementor-widget-button\" data-id=\"44bde27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/capital-gains-tax-cgt-timing-disposal-strategy\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-0618461 why-inner-col plan-inner-col\" data-id=\"0618461\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e1c8f5 elementor-widget elementor-widget-text-editor\" data-id=\"0e1c8f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bare Trusts &amp; Discretionary Trusts for Children<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fefdcd elementor-widget elementor-widget-button\" data-id=\"7fefdcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/bare-trusts-discretionary-trusts-for-children\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4381fc5 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4381fc5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-5495ded why-inner-col plan-inner-col\" data-id=\"5495ded\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80a2cae elementor-widget elementor-widget-text-editor\" data-id=\"80a2cae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Charitable Bequests \u2014 Building a Meaningful Legacy<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4efe71b elementor-widget elementor-widget-button\" data-id=\"4efe71b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/charitable-bequests-building-a-meaningful-legacy\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-9994a66 why-inner-col plan-inner-col\" data-id=\"9994a66\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2621d9b elementor-widget elementor-widget-text-editor\" data-id=\"2621d9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Section 73 Savings Plans<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a882f46 elementor-widget elementor-widget-button\" data-id=\"a882f46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/inheritance-tax-planning-section-73-savings-plans\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7790f43 why-inner-col plan-inner-col\" data-id=\"7790f43\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bfd2725 elementor-widget elementor-widget-text-editor\" data-id=\"bfd2725\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Section 72 Life Policies<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3abf121 elementor-widget elementor-widget-button\" data-id=\"3abf121\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/inheritance-tax-planning-section-72-life-policies\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-6e61e03 why-inner-col plan-inner-col\" data-id=\"6e61e03\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e91c70e elementor-widget elementor-widget-text-editor\" data-id=\"e91c70e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Enduring Power of Attorney (EPA)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d93c5bc elementor-widget elementor-widget-button\" data-id=\"d93c5bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/enduring-power-of-attorney-epa-planning-for-incapacity\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fb4fb38 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fb4fb38\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-2d6cf62 why-inner-col plan-inner-col\" data-id=\"2d6cf62\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a05346 elementor-widget elementor-widget-text-editor\" data-id=\"2a05346\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Small Gift Allowance Savings Policies<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-430ed26 elementor-widget elementor-widget-button\" data-id=\"430ed26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/small-gift-allowance-savings-policies\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-f40f297 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"f40f297\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-024db85 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"024db85\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-f490238 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"f490238\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1247\" aria-expanded=\"false\">All services<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1247\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1247\" tabindex=\"0\" hidden=\"hidden\"><style id=\"elementor-post-314\">.elementor-314 .elementor-element.elementor-element-2f02864{padding:30px 0px 30px 0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size );font-weight:var( 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0px;}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-314 .elementor-element.elementor-element-f8434dc{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-314 .elementor-element.elementor-element-f8434dc p{margin-block-end:0px;}.elementor-widget-button 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.elementor-element.elementor-element-0092dae.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-314 .elementor-element.elementor-element-0092dae > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-314 .elementor-element.elementor-element-9ed5197{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-314 .elementor-element.elementor-element-9ed5197 p{margin-block-end:0px;}.elementor-314 .elementor-element.elementor-element-1bc8016 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-314 .elementor-element.elementor-element-1bc8016 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-314 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.elementor-element.elementor-element-2a22c7b .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-bc-flex-widget .elementor-314 .elementor-element.elementor-element-b3f58e7.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-314 .elementor-element.elementor-element-b3f58e7.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-314 .elementor-element.elementor-element-b3f58e7 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-314 .elementor-element.elementor-element-afb5bcf{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-314 .elementor-element.elementor-element-afb5bcf p{margin-block-end:0px;}.elementor-314 .elementor-element.elementor-element-c66df64 .elementor-button{background-color:#00000000;fill:var( 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p{margin-block-end:0px;}.elementor-314 .elementor-element.elementor-element-67af526 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-314 .elementor-element.elementor-element-67af526 .elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-314 .elementor-element.elementor-element-0fdedba{padding:20px 0px 0px 0px;}.elementor-bc-flex-widget .elementor-314 .elementor-element.elementor-element-7424242.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-314 .elementor-element.elementor-element-7424242.elementor-column.elementor-element[data-element_type=\"column\"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-314 .elementor-element.elementor-element-7424242 > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-314 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.elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-314 .elementor-element.elementor-element-37996ad > .elementor-element-populated{padding:0px 0px 0px 0px;}.elementor-314 .elementor-element.elementor-element-af2e0e4{text-align:start;font-family:\"Roboto\", Sans-serif;font-size:18px;font-weight:400;line-height:25px;color:var( --e-global-color-accent );}.elementor-314 .elementor-element.elementor-element-af2e0e4 p{margin-block-end:0px;}.elementor-314 .elementor-element.elementor-element-9890711 .elementor-button{background-color:#00000000;fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-radius:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-314 .elementor-element.elementor-element-9890711 .elementor-button-content-wrapper{flex-direction:row-reverse;}@media(max-width:1024px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}@media(max-width:767px){.elementor-widget-heading .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );line-height:var( --e-global-typography-primary-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-button .elementor-button{font-size:var( --e-global-typography-accent-font-size );line-height:var( --e-global-typography-accent-line-height );}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"314\" class=\"elementor elementor-314\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2f02864 plan-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2f02864\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7f8eb13\" data-id=\"7f8eb13\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d57600 elementor-widget elementor-widget-heading\" data-id=\"7d57600\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Foundational Financial <b>Planning<\/b><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-df341fb why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"df341fb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-eb45f30 why-inner-col plan-inner-col\" data-id=\"eb45f30\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f8434dc elementor-widget elementor-widget-text-editor\" data-id=\"f8434dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Budget &amp; Cashflow Planning<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-494358d elementor-widget elementor-widget-button\" data-id=\"494358d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/budget-cashflow-planning\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-f4dd612 why-inner-col plan-inner-col\" data-id=\"f4dd612\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2bbb6ca elementor-widget elementor-widget-text-editor\" data-id=\"2bbb6ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Emergency Fund \u2014 Your Financial Safety Net<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-948622c elementor-widget elementor-widget-button\" data-id=\"948622c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/emergency-fund-your-financial-safety-net\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-abcd04f why-inner-col plan-inner-col\" data-id=\"abcd04f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6fad924 elementor-widget elementor-widget-text-editor\" data-id=\"6fad924\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Debt Management \u2014 Clearing the Right Debt First<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6614181 elementor-widget elementor-widget-button\" data-id=\"6614181\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/debt-management-clearing-the-right-debt-first\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-127d8c0 why-inner-col plan-inner-col\" data-id=\"127d8c0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e683371 elementor-widget elementor-widget-text-editor\" data-id=\"e683371\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Standalone Financial Planning Consultation<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4390e4d elementor-widget elementor-widget-button\" data-id=\"4390e4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/standalone-financial-planning-consultation\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4e156d4 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4e156d4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-8a62659 why-inner-col plan-inner-col\" data-id=\"8a62659\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d1b61a elementor-widget elementor-widget-text-editor\" data-id=\"8d1b61a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Claims Assistance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cc0304 elementor-widget elementor-widget-button\" data-id=\"7cc0304\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/claims-assistance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-dbc016c why-inner-col plan-inner-col\" data-id=\"dbc016c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43e89a1 elementor-widget elementor-widget-text-editor\" data-id=\"43e89a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Vulnerable &amp; Later-Life Customer Support<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0f21d1 elementor-widget elementor-widget-button\" data-id=\"e0f21d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/vulnerable-later-life-customer-support\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-eccca11 why-inner-col plan-inner-col\" data-id=\"eccca11\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-00dd8bc elementor-widget elementor-widget-text-editor\" data-id=\"00dd8bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Redundancy &amp; Severance Planning<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-234813c elementor-widget elementor-widget-button\" data-id=\"234813c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/redundancy-severance-planning\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-2c3fa7b elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"2c3fa7b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-abadc23 plan-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"abadc23\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e7ad0b6\" data-id=\"e7ad0b6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-552e502 elementor-widget elementor-widget-heading\" data-id=\"552e502\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Life &amp; Income <b>Protection <\/b><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a7e5447 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a7e5447\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-0092dae why-inner-col plan-inner-col\" data-id=\"0092dae\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ed5197 elementor-widget elementor-widget-text-editor\" data-id=\"9ed5197\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Mortgage Protection<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bc8016 elementor-widget elementor-widget-button\" data-id=\"1bc8016\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/mortgage-protection\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-9459720 why-inner-col plan-inner-col\" data-id=\"9459720\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d96631 elementor-widget elementor-widget-text-editor\" data-id=\"7d96631\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Term Life Assurance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a22c7b elementor-widget elementor-widget-button\" data-id=\"2a22c7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/term-life-assurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-b3f58e7 why-inner-col plan-inner-col\" data-id=\"b3f58e7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-afb5bcf elementor-widget elementor-widget-text-editor\" data-id=\"afb5bcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Whole-of-Life Cover<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c66df64 elementor-widget elementor-widget-button\" data-id=\"c66df64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/whole-of-life-cover\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-2a6fce6 why-inner-col plan-inner-col\" data-id=\"2a6fce6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a36f847 elementor-widget elementor-widget-text-editor\" data-id=\"a36f847\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Specified \/ Serious Illness Cover<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67af526 elementor-widget elementor-widget-button\" data-id=\"67af526\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/specified-serious-illness-cover\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0fdedba why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0fdedba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7424242 why-inner-col plan-inner-col\" data-id=\"7424242\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-508041d elementor-widget elementor-widget-text-editor\" data-id=\"508041d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Income Protection<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e04ed6 elementor-widget elementor-widget-button\" data-id=\"0e04ed6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/income-protection\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7a1b450 why-inner-col plan-inner-col\" data-id=\"7a1b450\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c75ef2a elementor-widget elementor-widget-text-editor\" data-id=\"c75ef2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pension Term Assurance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76cd59f elementor-widget elementor-widget-button\" data-id=\"76cd59f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/pension-term-assurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-5a5ecfd why-inner-col plan-inner-col\" data-id=\"5a5ecfd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-974bb9f elementor-widget elementor-widget-text-editor\" data-id=\"974bb9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Private Health<br \/>Insurance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67daabe elementor-widget elementor-widget-button\" data-id=\"67daabe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/private-health-insurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-2f52029 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"2f52029\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fa558d6 plan-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fa558d6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0c430bd\" data-id=\"0c430bd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-391adbd elementor-widget elementor-widget-heading\" data-id=\"391adbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pensions<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-753e4f9 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"753e4f9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3ad223f why-inner-col plan-inner-col\" data-id=\"3ad223f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed95f3b elementor-widget elementor-widget-text-editor\" data-id=\"ed95f3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Auto-Enrolment \u2014 My Future Fund<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a028096 elementor-widget elementor-widget-button\" data-id=\"a028096\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/auto-enrolment-my-future-fund\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-108ddb4 why-inner-col plan-inner-col\" data-id=\"108ddb4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de3d9c8 elementor-widget elementor-widget-text-editor\" data-id=\"de3d9c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Occupational Pension Schemes<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d07d462 elementor-widget elementor-widget-button\" data-id=\"d07d462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/occupational-pension-schemes\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-133ede7 why-inner-col plan-inner-col\" data-id=\"133ede7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fbc16e0 elementor-widget elementor-widget-text-editor\" data-id=\"fbc16e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Personal Retirement Savings Account (PRSA)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1de662 elementor-widget elementor-widget-button\" data-id=\"f1de662\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/personal-retirement-savings-account-prsa\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-d111823 why-inner-col plan-inner-col\" data-id=\"d111823\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42ac2ae elementor-widget elementor-widget-text-editor\" data-id=\"42ac2ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Personal Pension Plan<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7c2c0a elementor-widget elementor-widget-button\" data-id=\"f7c2c0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/personal-pension-plan\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ab01be9 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ab01be9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-136eef5 why-inner-col plan-inner-col\" data-id=\"136eef5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5bf5641 elementor-widget elementor-widget-text-editor\" data-id=\"5bf5641\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Additional Voluntary Contributions (AVCs)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9ddca5 elementor-widget elementor-widget-button\" data-id=\"e9ddca5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/additional-voluntary-contributions-avcs\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-cdf4ff0 why-inner-col plan-inner-col\" data-id=\"cdf4ff0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f8c6bcf elementor-widget elementor-widget-text-editor\" data-id=\"f8c6bcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Personal Retirement Bonds (PRBs)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5608723 elementor-widget elementor-widget-button\" data-id=\"5608723\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/personal-retirement-bonds-prbs\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-d8ba5c6 why-inner-col plan-inner-col\" data-id=\"d8ba5c6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8a65a54 elementor-widget elementor-widget-text-editor\" data-id=\"8a65a54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Self-Directed Pension Options<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57c08d5 elementor-widget elementor-widget-button\" data-id=\"57c08d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/self-directed-pension-options\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-a6108ee why-inner-col plan-inner-col\" data-id=\"a6108ee\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-053f7a2 elementor-widget elementor-widget-text-editor\" data-id=\"053f7a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pension Consolidation &amp; Tracing Lost Pensions<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b71f5c elementor-widget elementor-widget-button\" data-id=\"7b71f5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/pension-consolidation-tracing-lost-pensions\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0d9cf32 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d9cf32\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-b0ce37c why-inner-col plan-inner-col\" data-id=\"b0ce37c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-575f1e5 elementor-widget elementor-widget-text-editor\" data-id=\"575f1e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Divorce Planning &amp; Pension Adjustment Orders<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6db7371 elementor-widget elementor-widget-button\" data-id=\"6db7371\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/divorce-planning-pension-adjustment-orders-paos\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-2b9f60f why-inner-col plan-inner-col\" data-id=\"2b9f60f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-276e362 elementor-widget elementor-widget-text-editor\" data-id=\"276e362\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Leaving Service Options Advice<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-805eec6 elementor-widget elementor-widget-button\" data-id=\"805eec6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/leaving-service-options-advice\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3c61667 why-inner-col plan-inner-col\" data-id=\"3c61667\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c370a79 elementor-widget elementor-widget-text-editor\" data-id=\"c370a79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Enhanced Transfer Value (ETV) Offer Analysis<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e40d94 elementor-widget elementor-widget-button\" data-id=\"4e40d94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/enhanced-transfer-value-etv-offer-analysis\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-49a6c74 why-inner-col plan-inner-col\" data-id=\"49a6c74\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d84fc6a elementor-widget elementor-widget-text-editor\" data-id=\"d84fc6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cross-Border Pension Transfers<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dc854e elementor-widget elementor-widget-button\" data-id=\"9dc854e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/cross-border-pension-transfers\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b845d98 plan-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b845d98\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9ae3db5\" data-id=\"9ae3db5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24064d9 elementor-widget elementor-widget-heading\" data-id=\"24064d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Savings &amp; <b>Investments <\/b><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-385cea2 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"385cea2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7ae5c42 why-inner-col plan-inner-col\" data-id=\"7ae5c42\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-76c9218 elementor-widget elementor-widget-text-editor\" data-id=\"76c9218\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Instant Access &amp; Demand Deposit Accounts<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd04a7c elementor-widget elementor-widget-button\" data-id=\"bd04a7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/instant-access-demand-deposit-accounts-your-financial-foundation\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-0eab93a why-inner-col plan-inner-col\" data-id=\"0eab93a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77de95b elementor-widget elementor-widget-text-editor\" data-id=\"77de95b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tracker Funds &amp; Structured Products<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bde9e8 elementor-widget elementor-widget-button\" data-id=\"5bde9e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/tracker-funds-structured-products\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-da62851 why-inner-col plan-inner-col\" data-id=\"da62851\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-659d2e4 elementor-widget elementor-widget-text-editor\" data-id=\"659d2e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Unit-Linked &amp; Actively Managed Funds<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0554e2b elementor-widget elementor-widget-button\" data-id=\"0554e2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/unit-linked-funds-actively-managed-funds\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3979a4d why-inner-col plan-inner-col\" data-id=\"3979a4d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-030aca9 elementor-widget elementor-widget-text-editor\" data-id=\"030aca9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Direct Equities &amp; Exchange-Traded Funds (ETFs)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a233a7 elementor-widget elementor-widget-button\" data-id=\"4a233a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/direct-equities-exchange-traded-funds-etfs\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5eb7eaa why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5eb7eaa\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-baa88db why-inner-col plan-inner-col\" data-id=\"baa88db\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a9f96b elementor-widget elementor-widget-text-editor\" data-id=\"7a9f96b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Government &amp; Corporate Bonds<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-043f2d9 elementor-widget elementor-widget-button\" data-id=\"043f2d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/government-corporate-bonds\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-cfc135e why-inner-col plan-inner-col\" data-id=\"cfc135e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73f973c elementor-widget elementor-widget-text-editor\" data-id=\"73f973c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Investment Property<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e59586d elementor-widget elementor-widget-button\" data-id=\"e59586d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/investment-property\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-11cfa6e why-inner-col plan-inner-col\" data-id=\"11cfa6e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6c2bb29 elementor-widget elementor-widget-text-editor\" data-id=\"6c2bb29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Small Gift Allowance Savings Policies<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4f4381 elementor-widget elementor-widget-button\" data-id=\"c4f4381\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/small-gift-allowance-savings-policies\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-54919ff elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"54919ff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2119c96 plan-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2119c96\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ee2aeca\" data-id=\"ee2aeca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2cada33 elementor-widget elementor-widget-heading\" data-id=\"2cada33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Retirement <b>Planning<\/b><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8f2a2a2 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8f2a2a2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-9c19414 why-inner-col plan-inner-col\" data-id=\"9c19414\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-204b5e2 elementor-widget elementor-widget-text-editor\" data-id=\"204b5e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The State Pension \u2014 Know What You&#8217;re Entitled To<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c162d4e elementor-widget elementor-widget-button\" data-id=\"c162d4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/the-state-pension-know-what-youre-entitled-to\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-fea0450 why-inner-col plan-inner-col\" data-id=\"fea0450\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d487940 elementor-widget elementor-widget-text-editor\" data-id=\"d487940\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Phased Retirement &amp; De-Risking Strategies<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18e7a6e elementor-widget elementor-widget-button\" data-id=\"18e7a6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/phased-retirement-de-risking-strategies\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3a66b7c why-inner-col plan-inner-col\" data-id=\"3a66b7c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72fa26d elementor-widget elementor-widget-text-editor\" data-id=\"72fa26d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Early Access to Your Pension in Ill-Health<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68bc539 elementor-widget elementor-widget-button\" data-id=\"68bc539\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/early-access-to-your-pension-in-ill-health\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-6383799 why-inner-col plan-inner-col\" data-id=\"6383799\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f18801f elementor-widget elementor-widget-text-editor\" data-id=\"f18801f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Approved Retirement Fund (ARF)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9709787 elementor-widget elementor-widget-button\" data-id=\"9709787\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/approved-retirement-fund-arf\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9dece1a why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9dece1a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-58043d5 why-inner-col plan-inner-col\" data-id=\"58043d5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a5d28bc elementor-widget elementor-widget-text-editor\" data-id=\"a5d28bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>ARF Imputed Distribution \u2014 Managing Your Drawdown<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c50a2ee elementor-widget elementor-widget-button\" data-id=\"c50a2ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/arf-imputed-distribution-managing-your-drawdown\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-0da3fb7 why-inner-col plan-inner-col\" data-id=\"0da3fb7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d1ea99 elementor-widget elementor-widget-text-editor\" data-id=\"7d1ea99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Annuity \u2014 Guaranteed Income for Life<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5e2444 elementor-widget elementor-widget-button\" data-id=\"b5e2444\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/annuity-guaranteed-income-for-life\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-fbc956f elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"fbc956f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-f6c4636 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"f6c4636\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fb0fb68 plan-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fb0fb68\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1c35385\" data-id=\"1c35385\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a6b772e elementor-widget elementor-widget-heading\" data-id=\"a6b772e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tax &amp; Estate <b>Planning <\/b><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b6705e5 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b6705e5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-eb0b3c3 why-inner-col plan-inner-col\" data-id=\"eb0b3c3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-045302a elementor-widget elementor-widget-text-editor\" data-id=\"045302a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Wills &amp; Succession Planning<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cc1ee1 elementor-widget elementor-widget-button\" data-id=\"5cc1ee1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/wills-succession-planning-the-non-negotiable-first-step\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-8c66391 why-inner-col plan-inner-col\" data-id=\"8c66391\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d7131d5 elementor-widget elementor-widget-text-editor\" data-id=\"d7131d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Inheritance Tax (CAT) Planning<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-acdd6f4 elementor-widget elementor-widget-button\" data-id=\"acdd6f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/inheritance-tax-cat-planning\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-bb72c5e why-inner-col plan-inner-col\" data-id=\"bb72c5e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-abd91b8 elementor-widget elementor-widget-text-editor\" data-id=\"abd91b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Capital Gains Tax (CGT) \u2014 Timing &amp; Disposal Strategy<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51d83be elementor-widget elementor-widget-button\" data-id=\"51d83be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/capital-gains-tax-cgt-timing-disposal-strategy\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-75a16d0 why-inner-col plan-inner-col\" data-id=\"75a16d0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9fb837c elementor-widget elementor-widget-text-editor\" data-id=\"9fb837c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bare Trusts &amp; Discretionary Trusts for Children<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5838e75 elementor-widget elementor-widget-button\" data-id=\"5838e75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/bare-trusts-discretionary-trusts-for-children\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4dac783 why-inner-sec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4dac783\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-c1da561 why-inner-col plan-inner-col\" data-id=\"c1da561\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bff4865 elementor-widget elementor-widget-text-editor\" data-id=\"bff4865\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Charitable Bequests \u2014 Building a Meaningful Legacy<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0da1391 elementor-widget elementor-widget-button\" data-id=\"0da1391\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/charitable-bequests-building-a-meaningful-legacy\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-f2d15a1 why-inner-col plan-inner-col\" data-id=\"f2d15a1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11e60c4 elementor-widget elementor-widget-text-editor\" data-id=\"11e60c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Section 73 Savings Plans<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6eccca5 elementor-widget elementor-widget-button\" data-id=\"6eccca5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/inheritance-tax-planning-section-73-savings-plans\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-1eb75f9 why-inner-col plan-inner-col\" data-id=\"1eb75f9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e6288b8 elementor-widget elementor-widget-text-editor\" data-id=\"e6288b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Section 72 Life Policies<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-faedc64 elementor-widget elementor-widget-button\" data-id=\"faedc64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cwsdemowebsites.com\/ppfs\/inheritance-tax-planning-section-72-life-policies\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"28\" viewBox=\"0 0 29 28\" fill=\"none\"><path d=\"M12.6297 0.0738576C9.29377 0.495121 6.30836 1.96681 3.96753 4.33573C1.93767 6.39281 0.597628 9.00792 0.133984 11.8091C-0.0130251 12.6844 -0.0469502 14.7579 0.0717878 15.6934C0.620244 20.0702 3.24944 23.9053 7.22999 26.1594C8.67747 26.9745 10.3341 27.549 12.1152 27.8499C13.099 28.014 15.1854 28.0523 16.2258 27.921C22.4567 27.166 27.4437 22.6962 28.6876 16.7603C28.9534 15.5019 29.0212 13.5652 28.8573 12.2467C28.0431 5.91683 22.8186 0.861675 16.2767 0.0738576C15.4173 -0.0246196 13.4439 -0.0246196 12.6297 0.0738576ZM16.1071 1.88474C20.6587 2.43731 24.6845 5.53387 26.3016 9.73009C27.178 12.0005 27.325 14.643 26.7087 16.9846C25.5778 21.2629 22.1627 24.622 17.7581 25.7928C15.2533 26.4548 12.4036 26.318 9.96662 25.4153C6.20658 24.0202 3.30033 20.8908 2.25431 17.1049C1.71716 15.1518 1.71716 12.8431 2.25431 10.8899C2.848 8.74532 4.04103 6.77578 5.68075 5.24391C8.49088 2.61238 12.2226 1.41424 16.1071 1.88474Z\" fill=\"white\"><\/path><path d=\"M11.363 9.80472C11.2605 10.0951 11.3237 10.3722 11.5527 10.6363C11.6581 10.7578 11.8033 10.8827 11.8729 10.9119C11.9425 10.9411 12.976 11.0519 14.1629 11.1524L16.3332 11.34L12.9115 14.1181C9.57198 16.8295 9.48899 16.904 9.41944 17.0962C9.32057 17.3907 9.38016 17.6637 9.6164 17.9361C9.85264 18.2085 10.1201 18.3127 10.4371 18.2697C10.6447 18.2368 10.735 18.1706 14.0745 15.4593L17.4963 12.6811L17.3067 14.7776C17.2065 15.9302 17.1398 16.9342 17.1574 17.0056C17.175 17.077 17.277 17.2371 17.3824 17.3586C17.7349 17.7652 18.2208 17.8063 18.6409 17.4652C18.7666 17.3632 18.8957 17.2227 18.9258 17.1553C19.0019 16.9793 19.5835 10.6365 19.5415 10.4349C19.5216 10.3439 19.4204 10.1761 19.3187 10.0588C19.2169 9.94145 19.0637 9.81587 18.9745 9.78113C18.7766 9.70613 12.2201 9.15886 12.0276 9.20082C11.8063 9.25199 11.4433 9.58241 11.363 9.80472Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-37996ad why-inner-col plan-inner-col\" data-id=\"37996ad\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-af2e0e4 elementor-widget elementor-widget-text-editor\" data-id=\"af2e0e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Enduring Power of Attorney (EPA)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9890711 elementor-widget elementor-widget-button\" data-id=\"9890711\" data-element_type=\"widget\" data-e-type=\"widget\" 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walked in the order experience teaches it must be walked. Begin the conversation A financial plan is not a collection of products. 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