Not all debt is equal, and not all debt advice is helpful. High-interest unsecured debt — credit cards, personal loans, buy-now-pay-later — acts as a silent drain on your financial progress. In most situations, clearing this before committing to long-term saving or investment is the mathematically correct decision. PPFS will help you map a realistic path out of high-cost debt and into a position where your money begins working for you rather than against you.
“ Do you know the true annual cost of your current unsecured debt?”
