Personal Pension Plan

A personal pension plan is the primary retirement saving vehicle for self-employed individuals and those not covered by an occupational scheme. Contributions attract full income tax relief, investment growth is largely free of tax, and the fund is entirely in your name. For the self-employed, your pension is often your most important financial structure — and one of the most under-utilised. PPFS will advise on contribution levels, fund selection, provider choice, and how to integrate your pension with your overall financial plan.

“If you are self-employed, is your pension working as hard as your business?”