Personal Retirement Savings Account (PRSA)

A PRSA is a flexible, portable pension product available to anyone in Ireland — employed, self-employed, or on a career break. Contributions attract income tax relief at your marginal rate, and since 2023, significant changes to PRSA rules have made them even more powerful for the self-employed. Your pension fund grows largely free of tax, and the product moves with you regardless of changes to your employment. PPFS will help you structure your PRSA contributions to make the most of your age-related Revenue limits and maximise your tax efficiency each year.

“Are you getting the full tax relief you’re entitled to on your pension contributions?”